Author: Money Mechanics

Iyer said the company is working with customers to support a “smooth and thoughtful conclusion” to the wind-down.The move follows Radian’s September 2025 disclosure that it planned to divest its “all other business” segment, including Radian Mortgage Capital and its title and real estate services operations, by no later than the third quarter of 2026. That strategy was part of a broader corporate shift tied to Radian’s $1.7 billion all-cash acquisition of Inigo Limited from Lloyds, a deal that repositions the company from a U.S. mortgage insurer into a global, diversified, multiline specialty insurer. Radian stressed that the conduit wind-down…

Screenshot by Jack Wallen/ZDNETFollow ZDNET: Add us as a preferred source on Google.ZDNET’s key takeawaysKaOS Linux no longer defaults to KDE Plasma.In Plasma’s place is the scrollable tiling Niri.KaOS is free to install and use.Over the years, I’ve watched Linux distributions make all sorts of changes — some that made sense and some that didn’t. So when I read that KaOS was dropping the KDE Plasma desktop in favor of Niri (which I’d never heard of), I thought, “Hoo boy, this marks the beginning of the end.”I was wrong. Niri is actually pretty cool.Also: After 30 years with Linux, I…

(Oil & Gas 360) by Michael Smolinski – While The Taking Out Of Those Who Kill, Maim And Destroy Is Fueling Recession Fear, So Much Needing To Be Done Fuels Our Bullish Outlook.   The near-month, closing futures contract price for WTI crude oil jumping to above $90 per barrel is increasing economic growth/ recession fear.  The near-month closing futures price of West Texas Intermediate (WTI) crude oil trending down from above $85 per barrel in April of 2024 to near $55 in December was fueling economic growth as it reduced inflation.  However, Operation Epic Fury closing the Strait of Hormuz has…

Key Takeaways The Intraday Momentum Index (IMI) is a technical indicator combining candlestick analysis with the Relative Strength Index (RSI). IMI helps traders identify overbought or oversold conditions, signaling potential buy or sell opportunities. IMI is calculated by dividing the price gain during up-days by the total price movement over a set time period. The indicator is often used alongside other technical tools due to its limitations in volatile markets. IMI can provide a clearer picture when used in combination with a trading strategy, enhancing decision-making. What Is the Intraday Momentum Index (IMI) in Trading? The Intraday Momentum Index (IMI)…

Key Takeaways Long-term growth (LTG) is an investment approach aimed at increasing a portfolio’s value over a period of ten years or more.LTG strategies often involve more aggressive portfolios with an 80% allocation to stocks and 20% to bonds.Investors may pursue LTG to achieve above-market returns, aligning with their individual time horizons and investment styles. Defining Long-Term Growth (LTG) Long-term growth (LTG) is an investment strategy focused on increasing a portfolio’s value over many years. LTG means investing to earn returns that beat the market over long periods, usually 10 years or more. Portfolios usually take a more aggressive approach…

Key Takeaways An auction rate security (ARS) is a variable-rate debt sold via a Dutch auction, often with a 20 to 30-year maturity or as preferred stock shares.It offers a uniform yield for all bidders, resetting interest rates every 7 to 35 days through periodic auctions.Auctions determine the lowest yield needed to sell the ARS, ensuring market efficiency and uniformity among investors. What Are Auction Rate Securities (ARS)? An auction rate security (ARS) is a long-term investment whose interest rate is set through regular auctions. These securities are issued as bonds or preferred stock, and their rates change based on…

Key Takeaways Intangible assets must be purchased to show on a balance sheet.They appear as long-term assets.Valuation depends on purchase price and amortization. Get personalized, AI-powered answers built on 27+ years of trusted expertise. How Are Intangible Assets Reflected on a Balance Sheet? Intangible assets only appear on a company’s balance sheet if they are acquired through a purchase and therefore have an identifiable value and an identifiable lifespan. On the balance sheet, intangible assets appear as long-term assets and are valued according to their price and amortization schedules. Intangible assets add to a company’s possible future worth, and they…

Key Takeaways Energy Return on Investment (EROI) measures the net energy produced relative to the energy expended.EROI significantly influences the pricing of energy commodities and electricity.A declining EROI indicates increasing scarcity and extraction difficulty of energy resources.High EROI values imply cheaper and more efficient energy production. Defining Energy Return on Investment (EROI) Energy Return on Investment (EROI) measures how much usable energy is produced compared with the energy needed to obtain it. It shows how efficient an energy source is. If an energy project produces more energy than it uses to extract, process, and deliver that energy, it has a…

Key Takeaways A hub and spoke structure pools assets from several investment vehicles into one central vehicle for efficiency.This method helps reduce costs and streamline management in investment firms.Each investment vehicle remains independently managed while pooling assets collectively.The central vehicle, often called a master, allocates funds efficiently to improve performance.Hub and spoke structures are commonly seen in mutual funds, hedge funds, and other pooled investments. Get personalized, AI-powered answers built on 27+ years of trusted expertise. Defining the Hub and Spoke Structure A hub and spoke structure is used by investment companies where several funds connect to a central fund…

US primary property and casualty insurer The Hartford clearly sees the catastrophe bond market as a valuable source of efficient protection, that over the last few years has helped the company meaningfully raise the top of its occurrence catastrophe reinsurance tower.Two year’s ago, after the January 2024 reinsurance renewals, The Hartford’s executives explained that sponsorship of the $200 million Foundation Re IV Ltd. (Series 2023-1) catastrophe bond in December 2023 helped to raise the top of its reinsurance tower. For 2024, the Foundation Re IV 2023-1 catastrophe bond provided the company 66.67% coverage across a $300 million layer that attached…