Author: Money Mechanics

Key Takeaways According to Vanguard, a record 67% of plan participants used professionally managed investment accounts instead of managing their own portfolios. Vanguard data shows TDF investors and those in professionally managed accounts see narrower performance swings than DIY investors. TDFs also help savers avoid common investing mistakes thanks to automatic rebalancing and a more conservative investing approach as retirement nears. For the most disciplined 401(k) savers, success often comes from letting someone else make the investment calls. According to Vanguard, a record 67% of savers opted for a professionally managed investment portfolio last year. The payoff? Consistently narrower performance…

The grain futures markets showed impressive price gains late last week. December corn (ZCZ25) futures Friday hit a three-week high and for the week gained 9 1/2 cents. November soybeans (ZSX25) last week were up 12 3/4 cents. December soybean meal (ZMZ25) closed on Friday at a four-week high and for the week rose $6.00. December soft red winter wheat (ZWZ25) for the week was up 5 1/4 cents. December hard red winter wheat (KEZ25) futures last week gained 8 1/2 cents. www.barchart.com www.barchart.com www.barchart.com Friday’s technically bullish weekly high closes in December corn, November soybeans, December meal, and December…

As metals market April to October cycle inversion reaches its potential crescendo today, I invite savvy investors to consider joining me… On the short-term chart, has an interesting pattern. It could be a double top that targets the $4060-$3960 zone. It could also be a bullish rectangle that targets $4600. For further insight into the matter, the chart can be of assistance. As the bears take charge! A H&S top is evident, and the neckline has been broken. The technical target is about $46. The stunning daily chart for gold. A rare broadening top has formed on the RSI oscillator…

The newly launched Fortitude Carlyle Asia Reinsurance, Ltd. (FCA Re) reinsurance sidecar, a joint initiative between Fortitude Re and global investment firm Carlyle, has been capitalised with more than $700 million in deployable capital from a range of investors.Earlier today, the firms announced the creation of this new reinsurance sidecar structure to support business underwritten by Fortitude Re, marking the firm’s move toward using sidecar capital vehicles to strengthen and expand its operations. In that same article, it was also confirmed that Fortitude Re had worked with its key backers, Carlyle and T&D Holdings, the parent to Japanese insurance group…

A version of this article first appeared in the CNBC Property Play newsletter with Diana Olick. Property Play covers new and evolving opportunities for the real estate investor, from individuals to venture capitalists, private equity funds, family offices, institutional investors and large public companies. Sign up to receive future editions, straight to your inbox.Roughly a decade ago, cryptocurrency began to show up in the residential real estate market. There were stories of the first bitcoin home sale, but really it was just people buying in the currency and then converting it back to dollars. Now crypto is being used more for leverage. Lenders…

As the entertainment industry reckons with when and how to use generative AI in filmmaking, Netflix is leaning in. In its quarterly earnings report released on Tuesday afternoon, Netflix wrote in its letter to investors that it is “very well positioned to effectively leverage ongoing advances in AI.” Netflix isn’t planning to use generative AI as the backbone of its content but believes the technology has potential as a tool to make creatives more efficient. “It takes a great artist to make something great,” Netflix CEO Ted Sarandos said on Tuesday’s earnings call. “AI can give creatives better tools to…

(Oil Price)– Reliance Industries, the top private refiner in India, has accelerated crude oil purchases from the Middle East, traders told Bloomberg on Tuesday, as the fate of Russian barrels going to India remains unclear. Reliance, which typically buys crude from the Middle East, has been more active than usual in procuring oil from the Gulf region in recent weeks. The refiner has bought at least 2.5 million barrels of crude from the Middle East recently, including Iraq’s Basrah Medium and Qatar’s Al-Shaheen and Qatar Land, according to Bloomberg’s sources. Reliance is the top Indian buyer of Russian crude, which it purchases…

Key Takeaways A major proxy advisor Institutional Shareholder Services on Monday panned the CoreWeave-Core Scientific deal ahead of a shareholder vote at the end of the month.Core Scientific shares rose Tuesday following the news, while CoreWeave’s sank. A major AI power coupling is in jeopardy. Why? Because the price, it seems, is not right. That’s effectively what proxy advisor Institutional Shareholder Services, or ISS, on Monday said of CoreWeave’s (CRWV) proposed acquisition of Core Scientific (CORZ), helping send shares of the former down, and the latter up. “The market believes the company’s value is greater than the offer,” ISS said,…

Key Takeaways: Job crafting is a term coined in 2001 that explains how employees can make small tweaks in their day-to-day duties in order to maximize their happiness and achievement in the workplace. The dual-growth mindset builds upon the idea of job crafting, arguing that those who couple job crafting with a self-growth mindset find even greater levels of satisfaction. In the era of remote work, the dual-growth mindset has become even more accessible for office workers. In the era of “lazy girl jobs” and “quiet quitting”, finding a way to feel empowered at work feels almost impossible. But researchers…

Key Takeaways Global business optimism has fallen for three straight quarters as a new survey showed that uncertain tariff and trade policies are creating fears of supply chain disruptions.More than half of the businesses surveyed said they were looking for alternatives to the U.S. and Chinese markets due to the trade pressures.Tariffs have affected metal manufacturing, automotive, and capital goods production the most, undermining investment confidence. Global business optimism sank again in the third quarter as worries over U.S. trade and tariff policies led some businesses to look for alternatives to U.S. markets. A global survey of 10,000 businesses found…