Author: Money Mechanics

The number of home listings that were pulled off the market rose to a historically high level in September.  Sellers are delisting because so many listings are going stale; many homeowners would rather stay put than accept a low offer. The increase in delistings is propping up home prices.  Nationwide, 5.5% of total listings were delisted in September, the highest September rate in a decade.  1 in 5 homes that are delisted are re-listed. Sellers who had owned their home for under 5 years are most likely to pull them off the market after listing. Delistings–and stale listings–are most common…

Key Takeaways ChatGPT offered solid guidance about considering your time horizon when deciding where to put $10,000 in savings. But when we asked ChatGPT for the highest rates it could find, its top pick trailed in almost every major savings category. Our savings and CD rates are fresher and higher than what ChatGPT was quickly surfacing in its response. What ChatGPT Got Right About Saving $10K When we asked ChatGPT where to park $10,000 in savings, it didn’t give reckless or inaccurate advice. In fact, it started by asking a very smart question—how long the money could be left untouched—so…

Key Takeaways Living comfortably in retirement often requires making cutbacks, and one way to do that is by moving somewhere cheaper.Several cities across the U.S. stand out for affordability while offering excellent amenities and livability, including Fort Wayne, Indiana; Lexington, Kentucky; Augusta, Georgia; Midland, Michigan; and Des Moines, Iowa. If you’re looking to make your retirement dollars go further, a good option could be moving to a place that is more affordable. Several areas across the U.S. offer plenty of desirable qualities while costing significantly less to live than the national average. Here are five cities that are considered both…

Key Takeaways Between 2025 and 2028, Americans aged 65 and older will receive an additional $6,000 deduction if they itemize or take the standard deduction. Higher-income seniors, or singles with an income of above $75,000 or $150,000 for joint filers, will not qualify for the full deduction. The senior tax break could reduce the amount of taxes you pay on your Social Security benefits, depending on your combined income as calculated by the Social Security Administration. The OBBB may be an impetus for some seniors to reevaluate their tax planning. For seniors aged 65 or older, you might owe less…

With strong three-month performance and significant upside potential, Shattuck Labs, Inc. (NASDAQ:STTK) secures a spot on our list of the 12 hot penny stocks to invest in right now. Analyst Confidence Upbeat on Shattuck Labs (STTK) Amid SL-325 Progress and Earlier Q3 2025 Result Pixabay/Public Domain Highlighting the SL-325’s Phase 1 readout, expected in Q2 2026, H.C. Wainwright’s Joseph Pantginis reiterated a “Hold” rating on Shattuck Labs, Inc. (NASDAQ:STTK) on November 7, 2025. The analyst believes the drug holds significant clinical potential, boosting the analyst’s confidence. The drug remains a key growth catalyst, with DR3-based bispecific antibodies expected to provide…

A large industrial warehouse features rows of shelves stacked with packages, while two workers in safety gear are walking and inspecting the storage. Utilized space exemplifies efficiency and systematic inventory management.Witthaya Prasongsin | Moment | Getty ImagesA version of this article first appeared in the CNBC Property Play newsletter with Diana Olick. Property Play covers new and evolving opportunities for the real estate investor, from individuals to venture capitalists, private equity funds, family offices, institutional investors and large public companies. Sign up to receive future editions, straight to your inbox.After a pandemic-driven surge, and a subsequent pullback, warehouse real estate supply and…

Kerry Wan/ZDNETFollow ZDNET: Add us as a preferred source on Google.ZDNET’s key takeawaysRAM allows computers run fast and optimally.16GB is now the standard for PCs and laptops.Heavy users may need more RAM. Know when to upgrade.I used to struggle when shopping for a new computer — there’s a lot to keep in mind. Over time, I learned to narrow it down to what I call the “performance trifecta” — three main components you should be mindful of: processor, storage drive, and RAM. A good processor is the brains of the computer, and a lot of local storage means you’ll have plenty of room…

(BOE Report)– Russia sees scope to boost oil exports to China and to deepen cooperation on supplies of liquefied natural gas, Deputy Prime Minister Alexander Novak said on Tuesday in Beijing. China and India have become the main buyers of Russian oil since the start of Russia’s military campaign in Ukraine in February 2022. China imports roughly 1.4 million barrels of Russian oil per day by sea and approximately 900,000 bpd of Russian oil by pipeline. Last month the United States introduced sanctions against Russia’s two largest oil producers, Rosneft and Lukoil. Russian President Vladimir Putin derided the sanctions as…

Saudi Arabia is expected to slash the prices for its bound for Asia in January to the lowest premium to benchmarks in five years, as the world’s largest crude exporter looks to preserve market share amid ample supply and falling spot Middle East benchmarks. Saudi oil giant Aramco will likely reduce the official selling price (OSP) of its flagship Arab Light crude grade by $0.30-$0.40 per barrel to a premium of $0.60-$0.70 a barrel to the average Oman/Dubai benchmark for loadings to Asia in January, a Reuters survey of Asian refining sources showed on Friday. The premium to Oman/Dubai would…

Key data lines to track Despite being a slow month for the housing market, December can give us a good idea of what to expect in the 2026. Let me explain with an example. Back in November of 2022, we were experiencing the most significant and fastest home sales crash ever — so much so that I even said it looked like existing home sales were heading toward 4 million, when they had had only recently dropped a tad under 5 million. As you can see in the chart below, the crash was epic and happened in just one year.…