Author: Money Mechanics

The rise of agentic coding tools has been a sea change for software engineers across the industry — but for Solana Labs CEO Anatoly Yakovenko, it seems to have landed particularly hard. Speaking at TechCrunch Disrupt, Yakovenko said he’s become increasingly comfortable taking a backseat in software development tasks. “AI has been a great force multiplier for somebody who’s an expert,” said Yakovenko, describing his experience with agentic coding after more than fifteen years developing software. “Now I can just watch Claude churning through its thing and I can almost smell when it’s going off the rails.” “If people are…

KEY TAKEAWAYS Delinquency rates grew in September, hitting levels not seen since before the COVID-19 pandemic.Many consumers were able to manage their debt during the pandemic, as spending slowed and stimulus checks provided some aid.However, with tariffs pushing up costs and stimulus money gone, many consumers are having trouble making on-time payments. With the era of COVID-19 federal relief programs over and tariffs continuing to raise prices, consumers are having a harder time keeping up with their debt. A recent report from credit scoring company VantageScore showed that delinquency rates for consumer loans grew in September. Specifically, early-stage delinquencies are approaching…

Haynesville Monetization Transaction: Amplify has sold its remaining interest in certain units with rights in the Haynesville basin, located in Harrison County, Texas, generating net proceeds of $5.5 million. This transaction closed on October 24, 2025. East Texas Transaction: Amplify has entered into a definitive agreement to sell its remaining Haynesville and Cotton Valley interests for a contract price of $122.0 million, subject to customary post-closing adjustments. This transaction is expected to close by the end of the fourth quarter. Together, these transactions (the “Transactions”) represent a full monetization of Amplify’s Haynesville and Cotton Valley interests. The divestiture of Amplify’s…

Key Takeaways Today’s quarter-point Fed rate cut will nudge CD yields lower, but based on our rate-tracking experience, we expect many banks won’t adjust their rates until Monday. That could give savers a couple bonus days to lock one of today’s top CD yields—still ranging from 4.00% to 4.40% across terms. But act fast. There’s no guarantee any particular CD rate will last until next week—so the sooner you lock in, the better. The full article continues below these offers from our partners. The Fed Cut Rates Today—And CD Yields Will (Eventually) Follow The Federal Reserve announced another quarter-point rate…

In the third quarter of 2025, listed options trading saw unprecedented levels of activity driven by double-digit returns for equity investors and increased volatility through macroeconomic events. Total volume in 2025 is on track to top 13.8 billion contracts, a sixth straight annual record. Through September 2025, market-wide volume averaged a record 59 million daily contracts, a 22% increase from 2024.Average Daily Options VolumeSource: Cboe Data ShopWhen looking at volume by product type, single stock flow increased 25%, ETF options increased 18% and index options increased 17% year-to-date. FLexible EXchange (FLEX) options volume has increased nearly 50% to 1.3 million…

Key Takeaways The Federal Reserve announced a quarter-point interest rate cut today, and a similar reduction could follow in December. If that happens, that could result in rates falling by about a half point by year-end. As a result, yields on the best high-yield savings accounts will drift lower—but it will be gradual, not an overnight collapse.  If you can set aside some of your savings for a while, consider locking in a top certificate of deposit (CD) now to secure one of today’s strong rates into the future. The full article continues below these offers from our partners. What…

Key Takeaways Meta shares tumbled in extended trading Wednesday after the tech giant posted earnings that missed analysts’ estimates, citing a one-time tax charge related to President Trump’s signature “One Big Beautiful Bill.” Meta also raised the lower end of its projected capital expenditures, as it works to build out its AI capacity. A nearly $16 billion tax charge tied to President Trump’s signature “One Big Beautiful Bill” squeezed Meta’s profits in the third quarter, sending its stock reeling. Shares of Meta Platforms (META) were down 9% in extended trading Wednesday after the tech giant posted earnings that missed analysts’ estimates…

The Federal Reserve issued a quarter-point rate cut at its October meeting, the group announced Wednesday. This is the second time this year the Fed has cut rates, thanks in part to poor job growth. The latest jobs report showed only 22,000 jobs added in August – updated payroll data might be delayed during the government shutdown.As you know, when the Fed cuts rates, it does make some things more affordable, such as borrowing costs on credit cards and home loans. On the other side of the coin, savers could take a hit, as APYs on savings accounts will dip…

Stocks opened modestly higher on Wednesday as several mega-cap stocks rallied ahead of a rush of Big Tech earnings. The main indexes finished mixed, though, after the Federal Reserve lowered interest rates, as expected, but suggested a December rate cut is not a sure thing.Nvidia (NVDA) was one of the most talked-about stocks today after the artificial intelligence (AI) bellwether rose 3% to become the first company to close with a $5 trillion market cap.NVDA’s latest leg higher came as CEO Jensen Huang on Tuesday unveiled several new deals, including a $1 billion stake in networking equipment firm Nokia (NOK).…

Key Takeaways Investing in companies with strong performance and durable advantages can lead to positive financial outcomes.Cash reserves provide flexibility when markets stumble and investment opportunities arise.Focus on business performance, not short-term prices. Market volatility is unavoidable, but how you react to it determines your long-term results. Buffett, the “Oracle of Omaha” and longtime chair of Berkshire Hathaway Inc. (BRK.A, BRK.B), is one of the world’s most respected investors. He has spent decades sharing his financial words of wisdom, and offering perspective during periods of market volatility. His approach isn’t about complex strategies or fast trades but about discipline, patience,…