Author: Money Mechanics

NASSAU, BAHAMAS – MARCH 15: (L-R) Chefs, José Andrés, Alon Shaya, JJ Johnson and Host, Billy Bush pose before a game of pickle ball at Nassau Paradise Island Wine & Food Festival at Atlantis Paradise Island on March 15, 2025 in Nassau, Bahamas. (Photo by Alexander Tamargo/Getty Images for Atlantis Paradise Island)Getty Images for Atlantis Paradise IslandAs an alum of the Modern Elder Academy, participants have opportunities to participate in numerous webinars in which people share their wisdom about life after a main career. In one of the our recent conversations, several three particular experiences were shared repeatedly:I miss the…

We’ve all heard the standard estate planning advice: write a will, purchase appropriate life insurance, name the beneficiaries of your retirement accounts and arrange things so your estate can bypass the lengthy probate process.While this advice is well-intended and generally useful, it turns out that following this advice blindly can sometimes make things worse than if you had done nothing at all.Let’s start with that last point about avoiding probate. Many people have heard horror stories about probate, and consequently they want to do everything they can to enable their estates to avoid it. From just $107.88 $24.99 for Kiplinger…

There’s one thing we can all agree on: Nobody enjoys paying taxes.We work with families who have $1 million or more saved — we call them Midwestern Millionaires. They’re the kind of people who pack their lunch, pay off their home and try to do things the right way.For those who have spent decades saving, serving and doing the right thing, sending painful amounts of money to Uncle Sam to pay taxes can feel downright unfair. From just $107.88 $24.99 for Kiplinger Personal Finance Be a smarter, better informed investor. CLICK FOR FREE ISSUE Sign up for Kiplinger’s Free Newsletters…

You’ve probably heard it a million times: max out your 401(k). That advice ranks right up there with “eat healthy” and “get regular exercise.” No doubt, this retirement savings strategy, which relies on funding your 401(k) up to the contribution limit, can boost the size of your nest egg. But putting every spare penny of savings into a traditional 401(k) is akin to putting on a financial straitjacket.Just like the downsides of being house rich and cash poor, it’s possible to have a sizable nest egg and still run into liquidity issues or other money-related obstacles that can put stress…

Realty Income Corporation (NYSE:O) is included among the 15 Best Boring Dividend Stocks to Buy. Realty Income (O) Gains Analyst Attention After Solid Q3 Showing Photo by Dan Dennis on Unsplash On November 26, Wells Fargo analyst John Kilichowski raised Realty Income Corporation (NYSE:O)’s price targe‍t t​o $60 from​ $5‍9, while maintaining an​ Equa‍l‍ Weight rating on‍ t‌he stock, as reported by The Fly. The firm noted that⁠,⁠ despite a few notable exception‍s, most R‌EITs posted thi‌rd⁠-quarter 2025‌ re‍sults⁠ and gui⁠dance that re⁠fl‌ected solid​ operating conditions despite bro‌ader macroeconomic‍ and labor market concerns. Realty Income Corporation (NYSE:O) owns over​ 15,500…

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks. Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed. …

Strathroy | Istock | Getty ImagesFor nearly a century, John Dioguardi’s family has been making custom headstones and other memorial markers at Rome Monument in western Pennsylvania. Recently, he’s wondered how much time his business has left.Dioguardi has been trying to adapt for more than a decade as the rise in cremations has hurt demand for the traditional burial markers his business has become synonymous with. This year, they’ve been dealt another blow: President Donald Trump’s broad and steep tariffs, which have driven up costs for granite coming to American graveyards from around the world.”I hope this all works out,”…

Finland’s weather is notoriously unfriendly; but even so, your food order might be delivered by a drone. On a rainy day after Helsinki’s annual Slush conference, Finnish entrepreneur Ville Leppälä took TechCrunch behind the scenes of a three-party partnership between Irish drone delivery company Manna, DoorDash-owned food delivery platform Wolt, and his own startup, Huuva. Huuva, whose name means kitchen hood, raised a seed round led by General Catalyst in 2022 with the promise of bringing good food to the suburbs. While it branched out of its cloud kitchen origins, its business still relies heavily on delivery tech — now…

(Investing)– Ukraine has agreed to the terms of a potential peace deal with the United States, according to a U.S. official who spoke to ABC News on Tuesday. “The Ukrainians have agreed to the peace deal,” the official said. “There are some minor details to be sorted out but they have agreed to a peace deal.” The peace plan presented to Ukraine in Geneva has been revised from 28 points to 19 points. The new version removes provisions regarding amnesty for acts committed during the war and limits on the future size of Ukraine’s military. Ukrainian President Volodymyr Zelenskiy confirmed…

(Image credit: Getty Images)Whether you’re pleased or disappointed about the resumption of the Federal Reserve’s rate-cutting cycle may depend on whether you are primarily a borrower or a saver. Regardless of where you fall on that spectrum, if you’re an investor, now is a good time to review your portfolio and make some tweaks to accommodate — and capitalize — on a lower-rate regime.The quarter-point rate cut from the Fed in September was the first since December 2024. The central bank followed this up with another one in October, and while it’s too soon to call the December meeting, more…