Author: Money Mechanics

Silver futures continue to advance in a powerful, hyperbolic structure that began with the capitulation low at 48.05, forming the foundational pivot of the current 30-day cycle. This pivot aligned precisely with Weekly Buy 2 (47.61) and launched an aggressive mean-reversion rally through the Weekly VC PMI (54.82) and into the highest-probability Sell Zones between Daily Sell 1 (58.54) and Daily Sell 2 (59.92). The market has now traveled more than 18% from the pivot low into a region where the VC PMI statistical probability of mean reversion exceeds 90%. The 30-day cycle that began on 11/24 is entering its…

When is Cyber Monday 2025? Cyber Monday takes place on Dec. 1 this year. During the sale, retailers, including Amazon, Best Buy, Walmart, and Target cut prices on thousands of products (and many products from brands Amazon owns, like Kindle, Alexa, Ring, and more). Unlike Prime Days, which mainly discounts Amazon products, Black Friday and Cyber Monday are universal deals days. Since more retailers participate, there’s more competition (and sometimes better deals). Are Apple Watches really cheaper on Black Friday and Cyber Monday? I’ve been following deals during events like Black Friday, Cyber Week, and Amazon Prime Day for several years. During these…

(Oil Price) – The provincial government of Alberta, Canada’s key oil and gas-producing province, has advised the Alberta Energy Regulator to go soft on imposing penalties for excess flaring, Reuters reported on Monday, citing documents it had obtained through access to information laws. The provincial government has urged the regulator to take a “softer” tone in communication with companies that are found to have exceeded the flaring limit, according to the documents Reuters has reviewed. Moreover, the regulator was advised to take a “humble and collaborative” approach to communicating with companies. In June, the Alberta Energy Regulator (AER) issued a bulletin to announce the “removal…

Executive Summary The return of volatility reveals strength in equities, not weaknessWhite House issues executive order “Launching the Genesis Mission”Precious metals continue historic pace as silver breaks out to new highCrude oil declined for fourth consecutive month nearing four-year lowSector rotation benefits healthcare, regional banks, homebuilders and transports November was a volatile month for U.S. equities with the S&P 500 declining 5.7% from its October high, measuring its largest retracement since April. However, the flagship index rebounded sharply into the month-end, eked out a modest 0.2% gain, and extended its winning streak to seven months. In a sign of broadening strength,…

Key Takeaways Silver prices rose to record highs for the second consecutive trading day on Monday, driven by tight supply and growing investor demand.Deutsche Bank expects exchange-traded funds’ silver holdings to hit a record high next year as rate cuts boost demand on Wall Street. The price of silver rose to an all-time high on Monday, boosted by tight supply and expectations for future interest rate cuts.  Silver futures rose more than 3% to surpass $59 per troy ounce for the first time today, extending a run that saw the precious metal close at a record last Friday. With Monday’s…

Key Takeaways The Magnificent Seven’s earnings growth accelerated in the third quarter, when analysts yet again underestimated Big Tech’s potential. AI investments are expected to support growth, especially for chipmaker Nvidia, but growing concern about an AI bubble could temper the market’s appetite for more AI spending.Wall Street is also raising the bar for the Mag 7, with growth expectations for the next year now well above what analysts were predicting a few months ago. At first glance, the Magnificent Seven had a bit of a stinker of a third quarter. But dig deeper, and there’s reason to believe Wall…

Key Takeaways Eli Lilly said Monday it is reducing the price of its Zepbound weight-loss drug on its platform LillyDirect.The move comes about a month after the company announced a deal with the Trump administration to lower weight-loss drug costs. Eli Lilly (LLY) said Monday that it’s lowering the price of its popular weight-loss drug Zepbound, about a month after striking a deal with the Trump administration to lower drug costs. The company said the price for a once-a-month single vial purchased through its LillyDirect digital health care platform will go down $50 for the 2.5-, 7.5-, 10-, 12.5-, and…

An elderly couple is drinking coffee and gazing out the kitchen window.gettyThe Social Security Fairness Act, signed into law on Jan. 5, 2025, eliminated the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO). This change affected about 3 million retirees who have what’s called a “noncovered pension.” A noncovered pension is usually paid by federal, state, county or local governments to people such as teachers, firefighters and police officers. These individuals do not have Social Security taxes withheld from their paychecks.The WEP deals with your own Social Security benefit as a noncovered employee if you had a second…

Key Takeaways Medicare Supplement (Medigap) plans help you pay for deductibles, copays, coinsurance, and other out-of-pocket expenses not covered by Original Medicare.  They’re an alternative to Medicare Advantage (MA) plans, which carry low premiums but unpredictable out-of-pocket expenses.  You can switch to Original Medicare and Medigap during the 2026 Medicare open enrollment period, which ends on Dec. 7, 2025. Switching to Medigap might require medical underwriting, so if you have pre-existing conditions, you could be denied coverage or required to pay more for a plan. The Medicare open enrollment period runs until Dec. 7, so there’s still time to make sure you’ve got…

Key Takeaways Worries about regulatory headwinds weighed on vaccine producers on Monday, Dec. 1, 2025, while a chip design software maker got a boost from a partnership with an AI darling. Moderna shares dropped after a report that U.S. health regulators plan to adopt a stricter process for approving vaccines.Shares of Synopsys, which specializes in software used in the semiconductor design process, powered higher following the announcement of a collaboration with Nvidia. A major vaccine producer came under pressure following a report federal health regulators plan to tighten vaccine approval rules. Meanwhile, an agreement with the world’s most valuable company bolstered…