Author: Money Mechanics

In-brief analysis August 10, 2026 Data source: U.S. Energy Information Administration, Annual Electric Power Industry Report Data values: Reliability—2025 Data Early Release Note: The System Average Interruption Duration Index (SAIDI) shown here measures the total duration (in hours) of non-momentary power interruptions an average customer experiences in a one-year period. This metric distinguishes Major Event Days (MED), which is defined by the IEEE Standard 1366 as a day whenever the daily system exceeds a predefined threshold measured in minutes per day and based on data from the previous five years. In 2025, customers…

As reinsurance sidecars increasingly expand into longer-tailed lines of business, the risk profile of these structures is shifting from traditional underwriting toward asset-side management. According to executives at financial and risk advisory firm Kroll, navigating this momentum requires strict asset-liability matching, robust valuation methodologies, and a deep understanding of complex collateral mechanics.Artemis recently spoke to Aaron Read, Managing Director, and Michael Sternbach, Vice President, of Kroll, who discussed what sponsors need to be aware of when entering into sidecar deals, as well as what trends their seeing across the space as sidecars gain more popularity amongst investors. “The broadening of…

If you’re a homeowner and the start of your retirement is clearly in sight, there are a few essentials you’ll want to get in order before your next chapter begins. The biggest of which is managing your money. For most homeowners, your property isn’t just where you live—it’s also likely your largest single financial asset and your most consistent recurring expense. Transitioning from a steady paycheck to living off savings changes the dynamic of keeping up a home.Smart savers and planners likely have their finances in order for when they’re no longer working. (However, there are as many equally money-savvy people forced…

Suburban enclaves located within a short drive of major job hubs in the Northeast and Midwest are seeing a surge in homebuyer demand, led by a Greater Boston community with a rich industrial past as a leather manufacturing capital. Peabody, MA (ZIP 01960) climbed to the top of the annual Realtor.com® Hottest ZIP Codes of 2026 list, marking the small community’s triumphant comeback to the top 10 ranking after last appearing in 2021 at the third spot. A city of roughly 55,000 inhabitants sitting just 20 minutes from downtown Boston, Peabody has greatly benefited from its close proximity to the metro’s economic…

It can feel like every day brings a fresh batch of headlines about the financial promise of artificial intelligence. But alongside that excitement is a growing concern: What if we’re in an AI bubble?The question isn’t just for investors who own AI-specific stocks. The Magnificent Seven — virtually all of whom are making massive investments in AI — now account for roughly one-third of the S&P 500’s value.With Americans holding a record 33% of their wealth in stocks, and a relatively small group of tech companies driving an outsized share of returns, you may be invested in AI without even…

The UK’s Competition and Markets Authority (CMA) has provisionally proposed designating Aldi, Lidl GB and Lidl NI as Large Grocery Retailers (LGRs), a move that would place them under land use restrictions. If confirmed, the three businesses would be subject to the Groceries Market Investigation (Controlled Land) Order 2010, which already covers Asda, Co-op, Marks and Spencer, Morrisons, Sainsbury’s, Tesco and Waitrose. The order bars large grocery retailers from using land agreements, such as restrictive covenants and exclusivity clauses, to stop competing supermarkets from opening nearby. LGR status is a regulatory classification used by competition authorities, including the CMA, for…

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pros and cons Pros Gorgeous, timeless designExcellent soundBigger soundstage more buying choices Marshall’s Stanmore line of speakers has been my reliable music partner for six years now. I like playing songs on my mains-powered Stanmore II more than any other speaker. It runs in the background when I’m working, chilling, or just existing at home. So, I was more than excited to see if the latest model, the new Stanmore IV, was worth the upgrade. Also: Marshall Stanmore IV vs. Sonos Era 300: I tested both to find the ultimate home speakerThe fourth-gen speaker promised a more immersive experience with deeper bass…

Natural Gas Inventories as of July 31, 2026 The EIA has released its natural gas inventory report, showing a net increase of 33 Bcf as of July 31, 2026. Working gas in storage was 3,117 Bcf as of Friday, July 31, 2026, according to EIA estimates. This represents a net increase of 33 Bcf from the previous week. Stocks were 12 Bcf less than last year at this time and 195 Bcf above the five-year average of 2,922 Bcf. At 3,117 Bcf, total working gas is within the five-year historical range.   Working gas in underground storage, Lower 48 states…

An abandoned New York City building with bricked-up windows, rotting plywood, and rusted chains on the front door would make most prospective buyers run in the opposite direction. But for South Carolina couple Laureta Gjata and James Gale, these forgotten structures are pure gold.Today, Gjata and Gale operate Gale Guesthouses, a hospitality business dedicated to restoring historical properties across the city and converting them into unique rentals on Airbnb.Long before either of them picked up a sledgehammer, both founders developed the resilience needed to tackle ambitious goals through vastly different life paths.Gjata, 39, has a background in customer-facing hospitality. She…