Author: Money Mechanics

(Image credit: Getty Images)Every day now, there is one term we seem to hear constantly on the news: Negotiation.You would think that most lawyers would be pretty good at it, and you might even assume we were all required to take courses about negotiation in law school.Nothing could be further from the truth, and I’m going to tell you why the just-published Never Settle: Persuasion and Negotiation Skills to Get What You Want will, in my opinion, soon knock other “negotiation bestsellers” off their pedestals and will help everyone who’s looking for a commonsense, understandable, actionable guide that takes the…

(Image credit: Getty Images)Americans are worried about the future. Inflation, market swings, the rising cost of healthcare, the long-term fate of Social Security… the list of things keeping people up at night seems only to grow.Eleanor Roosevelt, who lived through her own share of national anxiety as first lady during the Great Depression and World War II, offered a piece of advice that still applies: “You gain strength, courage and confidence by every experience in which you really stop to look fear in the face.”There’s plenty of fear to look at right now. A new Allianz Life study found that…

It’s that time of year again when college is on many people’s minds. Students are preparing to graduate after years of learning, growth, and hard work, and high schoolers across the country face Decision Day as they choose where to spend their next four years.But amid the college admissions and graduation frenzy, there’s another interesting trend to consider: from Ann Arbor, Michigan, to Durham, North Carolina, and beyond, so-called “college towns” are emerging as appealing pockets for some older adults.It’s not that hard to see why. Yes, familiarity or nostalgia is likely a factor for some. But the fact is…

(Image credit: Getty Images)Risk is a natural part of investing, and indeed, volatility is the price of admission to building long-term wealth. This is what Ben Carlson, director of Institutional Asset Management at Ritholtz Wealth Management, reminds us in his new book, Risk & Reward.”Risk does exist in the market, and if you want to earn a return on your capital above the rate of inflation, you have to step out and take some risk in some form,” Carlson told me when we sat down to discuss his book, which goes on sale on May 12. “And over the long…

’Sell in May and Go Away’ might turn out to be bad advice this year Which stocks are best positioned to buck the seasonal trend? Discover 9 handpicked opportunities to outperform in the coming months. May has arrived, and with it comes a well-known Wall Street idea: Sell in May and go away. The thinking is simple. Investors sell stocks in May, stay in cash during the summer, and return to the market around October.Historically, this pattern has some backing. Since 1945, the has gained about 2% on average from May to October, compared to around 7% from November to…

(Image credit: Getty Images)Do you wonder how you can save on taxes while giving more to charity? As you reflect on your 2025 tax bill, it’s an ideal time to consider your charitable, financial and tax planning for 2026.To help start your planning, we’ll answer three questions:What tax rules affect charitable giving in 2026?What are some charitable giving strategies that can be used to reduce taxes?Why is a donor-advised fund (DAF) a tax-smart way to give to charity?You’ll walk away with ideas on how to pay less in taxes and have more money to give to charity, whether you choose…

(Image credit: Getty Images)Refinancing student loans is often treated as a milestone: Your income goes up, your rate goes down, and you move on.For high earners, especially physicians and other professionals early in their careers, that moment tends to come quickly. And that’s exactly where the mistake happens. Most borrowers don’t refinance at the wrong rate.They refinance at the wrong time. From just $107.88 $24.99 for Kiplinger Personal Finance Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues CLICK FOR FREE ISSUE Sign up for Kiplinger’s Free Newsletters Profit and prosper…

“Keeping Up With the Kardashians” matriarch Kris Jenner appears to have had a very brief change of heart about selling the family’s iconic Los Angeles mansion—delisting the property for a matter of hours, before putting it back on the market for the same asking price of $13.5 million. Jenner, 70, originally listed the home in February 2025, having used the residence as her family’s primary dwelling for more than a decade, throughout which it featured prominently in the Kardashians’ popular E! reality series. However, on May 2, records show that the dwelling was briefly removed from the market—after more than…

Concerned about an AI bubble? Sign up for The Daily Upside for smart and actionable market news, built for investors. India has a $1.3 billion high-frequency trading firm competing on a global scale with the likes of Jane Street and Citadel, Bloomberg reported. It’s called Graviton, not to be confused with the “Gravitron” rides at the state fair or Amazon’s AI chips of the same name. The 11-year-old company quickly grabbed the majority of market share in block trades involving more than 0.5% of a company’s equity, maintaining its dominance on India’s NSE through last year. Graviton was primed and…

are trading higher Monday, with the front-month Nymex contract last printing at $2.853 per million British thermal units (MMBtu) — up 2.6% on the session as the dual catalysts of seasonal weather pattern shifts and global LNG supply disruption combine to lift the U.S. benchmark off recent range lows. The move comes as rally to nearly €49 per megawatt hour following fresh Iranian missile strikes against UAE infrastructure that shattered the tenuous ceasefire that had loosely held since early April. The contrast between domestic U.S. natural gas pricing and European pricing has rarely been wider, creating arbitrage incentives that ripple…