Author: Money Mechanics

Unlock the Editor’s Digest for freeRoula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter.The writer is co-global head of investment strategy for JPMorgan Private BankInvestors remain underweight fixed income. After years of zero rates and a brutal repricing in 2022-23, bonds might feel unattractive. Yet that broad-brush view misses one of the most compelling opportunities in markets today. Fixed income is no monolith. Understanding who owes what — and where the opportunities are — is critical.High government debt and deficits are not new but their scale, combined with political gridlock, inflation risks and the anticipation…

The latest limited-time offers at Chipotle? Carne asada—and, just maybe, its stock. Management at burrito giant Chipotle Mexican Grill (CMG) in a Monday regulatory filing said it was updating the company’s buyback program ahead of schedule, announcing that on Sept. 3 it voted to approve a $500 million repurchase authorization that lifts its authorized amount to three quarters of a billion dollars. The update might normally have come with Chipotle’s quarterly report. The next one, however, isn’t scheduled to arrive before the end of October—and the shares are beaten-down these days, off some 35% this year through Monday’s close and…

Key Takeaways The IRS sets annual contribution limits for 401(k)s. Exceeding them can result in penalties.If you promptly address an overcontribution, you might be able to avoid complications.It’s a good idea to regularly review your 401(k) contributions to avoid accidentally overcontributing. Contributing to a 401(k) is one of the most effective ways to save for retirement. However, it’s possible to have too much of a good thing—that is, to exceed the annual limits set by the Internal Revenue Service (IRS), to contribute too much. When that happens, it can lead to penalties, potentially derailing your long-term financial goals. That’s why…

Unlock the Editor’s Digest for freeRoula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter.Almost a third of UK investors aged over 55 have never heard of exchange traded funds, compared with just 8 per cent of investors in the 18-34 age bracket, according to a new survey.The blind spot is indicative of a lack of understanding and awareness of the fast-growing ETF format that appears to be holding back many older, lower income and female investors from the fund structure, said the Investment Association, which carried out the study.“A sophisticated segment of younger, self-directed investors…

President Donald Trump granted another extension for TikTok’s U.S. divestment deadline as Washington and Beijing reached a framework deal that China called a “win-win,” while ByteDance’s valuation climbed to $330 billion through a new employee buyback program.Trump Pushes Deadline To Dec. 16On Tuesday, Trump signed an executive order extending the deadline for TikTok’s U.S. operations until Dec. 16, marking the fourth time he has postponed the congressional mandate requiring ByteDance to divest the app, reported the Associated Press.The original deadline was set for Jan. 19, 2025, a day before Trump’s second inauguration.Trump confirmed Monday that a framework agreement was reached…

Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. August 07, 2025 Federal Reserve Board announces that it is seeking individuals to serve on its Insurance Policy Advisory Committee For release at 3:30 p.m. EDT The Federal Reserve Board on Thursday announced that it is seeking individuals with a diverse set of expert insurance perspectives in life, property and casualty, and reinsurance issues to serve on its Insurance Policy Advisory Committee, or IPAC. The IPAC is comprised of 21 members who serve…

US-China chip trade sees temporary pause, easing restrictions, boosting Nvidia’s cross-border operations. China’s antitrust probe on the company may cost 1–10% of revenue, affecting stock sentiment. Its record $26 billion profit supports strong fundamentals, potentially driving shares above $184. Looking for actionable trade ideas to navigate the current market volatility? Subscribe here to unlock access to InvestingPro’s AI-selected stock winners. The ongoing trade conflict mainly involves the US and China, focusing heavily on computer chips. There’s a temporary pause in this conflict until at least November 10. During this time, both countries have relaxed some restrictions: the US is allowing…

Disclosure: The information on this page is for education only and is not financial, investment, or tax advice. CPIInflationCalculator.com may earn commissions from partner links. Precious metals carry risk, including loss of principal. Past performance does not guarantee future results. Please consult a licensed financial advisor and a tax professional before acting. If inflation is eating away at your portfolio, one investment you may have looked at is precious metals. Physical metals are known to be a good hedge against inflation and paper markets, but which precious metal should you invest in: gold or silver? In this article, we’ll cover…

Wages are up 4.1% year over year, while asking rents are up 2.6% and mortgage-payment growth has slowed to roughly 0% amid declining mortgage rates and a slowdown in home prices. Wages are up 4.1% year over year, outpacing gains in asking rents and mortgage payments, which are up a respective 2.6% and 0.2%. That’s a reversal from the pandemic moving frenzy, when growth in housing costs—particularly mortgage payments—far outpaced growth in wages. Please note that asking rent  data and wage data cover rolling three-month periods, the most recent of which is the three months ending August 2025. Mortgage payment…

Key Takeaways The number of Canadians searching for homes in the U.S. on Redfin was down 20% last month.Searches have dropped significantly from 2024, starting in February, when Trump announced a 25% tariff on Canadian goods. (It’s now 35%.)The biggest decline? Searches for West Palm Beach, Florida, a popular location for Canadians looking to buy winter vacation homes.A Gallup survey found over 4 in 5 Canadians disapprove of U.S. leadership, the most since Trump’s first term. President Donald Trump’s aggressive tariff policy could be what’s pushing Canadian homebuyers to look outside the U.S. for homes. The number of Canadians searching…