Author: Money Mechanics

Imagine telling a borrower they can refinance their mortgage and close in just seven days. In 2025, that shouldn’t be a stretch – it should be the standard. We now live in a world of same day delivery for almost anything. But even though the technology exists to make the 7-day refi a reality, the industry continues to fall short. With interest rates expected to fall in the coming months, refinance activity is poised to surge. This creates a major opportunity for lenders – especially for those lenders who can deliver on borrowers’ demands for faster turn times and a…

MagSafe accessories like MagSafe wallets can upgrade our phones from basic to better. When our phones need a battery boost, most of us can’t stay tethered to a wall outlet. Thankfully, with MagSafe battery packs, you don’t have to. The battery market is packed with options that can boost your phone’s battery life on the go. From portable power banks to wireless charging stations, there’s something for everyone. I’ve personally tested over a dozen MagSafe battery packs from brands like Torras and Baseus, evaluating factors like design, function, and value. I’ve also selectively incorporated other picks based on ZDNET expert reviews…

(Oil Price) – The U.S. LNG export boom could soon face challenges by the end of the decade, both at home and on the international market. Huge export capacity additions, mostly in the United States and Qatar, are set to tip the global LNG market into an oversupply as soon as next year, depressing prices and eating into the profit margins of the U.S. LNG exporters. Domestically, the LNG export industry will have to increasingly compete with rising demand for gas for power generation in the United States, where natural gas is expected to meet part of the new power demand…

Key Takeaways OpenAI, Oracle and SoftBank announced plans to open five new artificial intelligence data centers as part of the government’s $500 billion Stargate program.Two of the centers will be in Texas, and there will be one each in New Mexico and Ohio. The location of the final site in the Midwest has yet to be named. More data centers to power artificial intelligence are coming to the U.S. as part of the government’s half-trillion-dollar Stargate AI infrastructure plan announced in January. AI giant OpenAI, cloud software maker Oracle (ORCL), and Japanese tech firm SoftBank are expanding their partnership in…

key takeaways Social Security isn’t vanishing, but benefits could be reduced by 2033 without Congressional action.An aging population and fewer workers per retiree are straining Social Security’s finances.Congress has ways to fix Social Security, but political gridlock may delay solutions.Save and invest early—don’t rely on Social Security as your only source of retirement income. For years, Americans have feared that Social Security may not be there for them when it is time for retirement. In reality, Social Security isn’t likely to “run out” completely, but it is facing funding challenges, and benefits could be reduced if Congressional action isn’t taken.…

What we eat matters, not just how we feel with each bite, but for our health and longevity, especially what we consume between the ages of 45 and 65. Nutrients can be neuroprotectors, heart helpers, anti-inflammatory agents, even detoxifiers. Eating brings pleasure too, so enjoy. Life is short; we’re just trying to make it last longer.What to enjoyYay, coffee makes the good-for-you list. A recent University of Toronto study found that “women who drank one to three cups of caffeinated coffee per day in their 50s were more likely to age free from major chronic diseases and with good cognitive,…

October 15 is right around the corner, so now is the time to finalize that tax return you pushed off in April by filing an extension.Here are three things you need to know as you wrap up your 2024 taxes and start thinking about tax year 2025.1. Common misconceptions about penalties and interestContrary to popular belief, filing an extension in April does not allow you to delay paying any tax you owe for last year. You were still supposed to pay the entire amount you owed (or thought you owed) by April 15. From just $107.88 $24.99 for Kiplinger Personal…

Best Gold Stocks to Watch in October 2025  Ticker Company Market Cap ($B) Price ($) 30-Day Return (%) P/E Ratio CDE Coeur Mining Inc. 11.57 18.03 58.4 45.82 HL Hecla Mining Co. 7.5 11.17 47.7 71.8 MUX McEwen Inc. 0.8 14.82 42.3 N/A SSRM SSR Mining Inc. 4.7 23.10 39.4 29.7 AU Anglogold Ashanti PLC 34.9 69.29 31.3 29.7 NEM Newmont Corp. 93.3 84.94 22.8 15.3 TECK Teck Resources Ltd. 19.1 39.06 22.6 125.0 RGLD Royal Gold Inc. 12.7 192.33 10.2 28.2 FCX Freeport-McMoRan Inc. 66.0 45.98 9.9 34.8 What to Know About Investing in Gold As of late September…

Key Takeaways Younger Americans grew their savings more in the first half of this year than older generations, a Santander Bank survey found. More than half of Gen Z and Millennial respondents said their savings increased during the first half of the year. High-interest CDs are on Gen Z’s radar, with 74% expressing interest while rates are elevated. After years of hand-wringing and criticism about spending on items such as avocado toast and expensive coffee, younger Americans are outpacing older generations in terms of their savings rates. In a survey released last week by Santander Bank, more than half of…

HIVE Digital Technologies Ltd. HIVE shares rallied after Wednesday’s market close after the data center reported that it had reached 2% of global Bitcoin BTC/USD mining capacity. The stock was seen trending at the time of writing.HIVE is surging to new heights today. Check the fundamentals here.Significant Efficiency Milestone For HIVE DigitalThe stock rose more than 5% in after-hours trading, building on gains from the regular session, when it finished at levels not seen since early December 2024.The company reported exceeding 20 Exahash per second of global Bitcoin mining capacity following the deployment of Application-Specific Integrated Circuit chips at its…