Author: Money Mechanics

Key Takeaways Pinterest’s earnings and holiday quarter guidance fell short of forecasts, and its shares dropped in morning trading.The social media and search platform set a record for number of monthly active users. Shares of Pinterest (PINS) plunged after the visual social media and search company missed profit expectations and gave weak holiday quarter guidance. The company posted third-quarter adjusted earnings per share of $0.38, three cents below what analysts surveyed by Visible Alpha were looking for. Revenue rose 17% to $1.05 billion, in line with forecasts. For the current quarter, Pinterest sees revenue in the range of $1.31 billion…

Key Takeaways Career changers moving into high-demand fields can expect salary increases of 15% to 25%. Job switchers now see only 3% to 5% average wage growth compared to stayers’ 4.6%. Building a six-to-12 month financial runway helps maximize your earning potential during transitions. You’ve heard that switching careers is the fastest way to boost your income, and until recently you’d be right. But here’s what the 70% of workers who are contemplating a career change in 2025 don’t realize. In the past, making a move to a new job often led to a bigger paycheck. However, in 2025 many…

In-brief analysis November 5, 2025 Data source: EnverusNote: Well vintage is the year a well first begins producing crude oil or natural gas As U.S. crude oil and natural gas production have increased, so has the volume of production declines from existing wells. To offset the increasing declines, operators today must bring on new wells to sustain or increase production levels. Between 2010 and 2024, hydrocarbon production from new wells in the Lower 48 states (L48) generally offset and exceeded declining production from existing wells. Because production from oil and natural…

FAQ About Debt Clear USA 1. How long does the Debt Clear USA program actually take? The review does not state a timeline. Be prepared for a long-term commitment. A typical debt settlement program takes 24 to 48 months (2 to 4 years) to complete. The exact duration depends on the total amount of your debt, the number of creditors, and how much you can afford to deposit into your dedicated savings account each month. 2. The review mentions a “con” of “potential credit impact.” What does this really mean? The “credit impact” is not just “potential”. It is guaranteed…

A jobseeker holds a brochure during a NYS Department Of Labor job fair at the Downtown Central Library in Buffalo, New York, US, on Wednesday, Aug. 27, 2025. Lauren Petracca | Bloomberg | Getty ImagesEmployment opportunities hit their lowest level in more than 4½ years as October came to a close and the government shutdown dragged on, according to data from jobs site Indeed.The firm’s Job Postings Index fell to 101.9 as of Oct. 24, the most recent point for which data is available. That’s the lowest since early February 2021 for a measure that uses February 2020 as a…

Cybersecurity is a massive sector, but startups in the category are more likely to be acquired than go public. Even Wiz, which for a time held the title of the fastest-growing startup, abandoned its IPO ambitions when it agreed to sell to Google earlier this year. In the past few years, there have been scant few significant cybersecurity listings:  SentinelOne IPO’d in 2021, Rubrik did so last year, and Netscope went public in September. Armis, a nine-year-old cybersecurity startup based out of San Francisco, intends to follow in these companies’ footsteps. The company said on Wednesday that it has raised a $435 million pre-IPO round…

Stock futures pointed mostly lower Wednesday, the record-breaking 36th day of the U.S. government shutdown, after major indexes dropped yesterday on concerns about an AI bubble.  Futures associated with the tech-heavy Nasdaq, benchmark S&P 500, and blue-chip Dow Jones Industrial Average were down a respective 0.4%, 0.3%, and 0.1%. Yesterday, the indexes all finished in the red, with the Nasdaq dropping 2% as Palantir Technologies (PLTR) shares dropped 8% even though the AI software company posted record quarterly results and raised its full-year revenue outlook. Palantir shares, which entered Wednesday up more than 150% this year, fell a further 3% before the bell. Similarly, shares of…

Key Takeaways Key Affordable Care Act (ACA) tax credits for Obamacare enrollees are at the center of the government shutdown—and in limbo as 2026 open enrollment is underway. ACA Marketplace shoppers may face higher premiums—$1,000 a month on average. You can wait for Congresss to potentially extend the subsidies, but you must enroll by the 2026 deadlines to avoid a coverage gap. Why Premiums May Be Much Higher This Year If you logged onto an Affordable Care Act (ACA) marketplace on Nov. 1—the first day of 2026 open enrollment—you likely encountered significantly higher premiums than in years past. That’s largely…

Key Takeaways The Trump administration issued a final rule defining what counts as a qualifying employer for Public Service Loan Forgiveness.This rule would exclude organizations that the administration determines ‘participate in illegal activities such that they have a substantial illegal purpose.’Critics argue the new regulations are illegal and overreach the administration’s authority. Multiple lawsuits have already been filed.Experts urge borrowers not to panic or make rash financial decisions, as PSLF still remains available amid legal challenges. The federal government just issued regulations that could make it harder for some student loan borrowers to qualify for the Public Service Loan Forgiveness…

When it comes to money, most of us don’t need to be convinced that preparation is important.The harder part is making decisions in the face of uncertainty, whether that’s choosing an investment strategy, deciding when to enter the market or knowing how much risk is too much.The good news? Success isn’t about finding a perfect answer — it’s about committing to a thoughtful path and sticking with it. From just $107.88 $24.99 for Kiplinger Personal Finance Be a smarter, better informed investor. CLICK FOR FREE ISSUE Sign up for Kiplinger’s Free Newsletters Profit and prosper with the best of expert…