Author: Money Mechanics

Cybersecurity is a massive sector, but startups in the category are more likely to be acquired than go public. Even Wiz, which for a time held the title of the fastest-growing startup, abandoned its IPO ambitions when it agreed to sell to Google earlier this year. In the past few years, there have been scant few significant cybersecurity listings:  SentinelOne IPO’d in 2021, Rubrik did so last year, and Netscope went public in September. Armis, a nine-year-old cybersecurity startup based out of San Francisco, intends to follow in these companies’ footsteps. The company said on Wednesday that it has raised a $435 million pre-IPO round…

Stock futures pointed mostly lower Wednesday, the record-breaking 36th day of the U.S. government shutdown, after major indexes dropped yesterday on concerns about an AI bubble.  Futures associated with the tech-heavy Nasdaq, benchmark S&P 500, and blue-chip Dow Jones Industrial Average were down a respective 0.4%, 0.3%, and 0.1%. Yesterday, the indexes all finished in the red, with the Nasdaq dropping 2% as Palantir Technologies (PLTR) shares dropped 8% even though the AI software company posted record quarterly results and raised its full-year revenue outlook. Palantir shares, which entered Wednesday up more than 150% this year, fell a further 3% before the bell. Similarly, shares of…

Key Takeaways Key Affordable Care Act (ACA) tax credits for Obamacare enrollees are at the center of the government shutdown—and in limbo as 2026 open enrollment is underway. ACA Marketplace shoppers may face higher premiums—$1,000 a month on average. You can wait for Congresss to potentially extend the subsidies, but you must enroll by the 2026 deadlines to avoid a coverage gap. Why Premiums May Be Much Higher This Year If you logged onto an Affordable Care Act (ACA) marketplace on Nov. 1—the first day of 2026 open enrollment—you likely encountered significantly higher premiums than in years past. That’s largely…

Key Takeaways The Trump administration issued a final rule defining what counts as a qualifying employer for Public Service Loan Forgiveness.This rule would exclude organizations that the administration determines ‘participate in illegal activities such that they have a substantial illegal purpose.’Critics argue the new regulations are illegal and overreach the administration’s authority. Multiple lawsuits have already been filed.Experts urge borrowers not to panic or make rash financial decisions, as PSLF still remains available amid legal challenges. The federal government just issued regulations that could make it harder for some student loan borrowers to qualify for the Public Service Loan Forgiveness…

When it comes to money, most of us don’t need to be convinced that preparation is important.The harder part is making decisions in the face of uncertainty, whether that’s choosing an investment strategy, deciding when to enter the market or knowing how much risk is too much.The good news? Success isn’t about finding a perfect answer — it’s about committing to a thoughtful path and sticking with it. From just $107.88 $24.99 for Kiplinger Personal Finance Be a smarter, better informed investor. CLICK FOR FREE ISSUE Sign up for Kiplinger’s Free Newsletters Profit and prosper with the best of expert…

Key Takeaways Milwaukee International Airport connects to 30+ nonstop destinations via nine major airlines, with downtown just 15 minutes away.  Housing costs average $1,156 monthly—45% below the national average of $2,120—freeing up significant funds for travel. Milwaukee County features 35 hospitals, 1,400 health care establishments, and ranks #26 nationally for health care quality according to U.S. News & World Report. The city offers 15,000 acres of parkland, 135+ miles of trails, and 300+ arts venues, including 28 museums, and hosts 100+ annual festivals. If you’re looking to travel more during your retirement, finding the right home base makes all the…

U.S. stocks have rarely been more dependent on a single idea: that a handful of mega-cap tech companies can keep the market aloft.As of the end of the third quarter (Q3), the eight largest American companies — all in technology or tech-adjacent industries — represented 36.1% of index value, according to the MSCI USA Index.That’s a higher concentration than at the peak of the dot-com boom, leaving investors one stumble away from a market-wide setback. From just $107.88 $24.99 for Kiplinger Personal Finance Be a smarter, better informed investor. CLICK FOR FREE ISSUE Sign up for Kiplinger’s Free Newsletters Profit…

The choices you make during open enrollment season can have a real impact on your financial well-being throughout the rest of the year.Whether you’re looking to build savings, enhance your current financial strategy or plan for a major life event, this can be a valuable time to assess where you are financially and make sure your workplace benefits are working for you.During open enrollment, it’s important to have a clear strategy that considers your overall financial goals, your current budget and whether you want something different from your benefits this year. From just $107.88 $24.99 for Kiplinger Personal Finance Be…

Unlock the Editor’s Digest for freeRoula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter.The concept of the “conglomerate discount” — where investors value sprawling companies for less than the sum of their parts — seems to have been invented in 1987 by business professor Michael Porter. This came about two decades too late for Associated British Foods, which had already branched out from food into clothing retail. Now the Primark owner says it may break up. If doing so doesn’t prove Porter’s theory, nothing will.Demerging is in fashion. Consumer goods groups Unilever, Keurig Dr Pepper…

Key Takeaways The CEOs of Goldman Sachs and Morgan Stanley warned at a panel on Tuesday that the stock market is likely to experience a correction within the next year or two.Their comments spoke to the concerns of some on Wall Street that stock valuations are too high and an AI bubble is forming.Bank executives, despite their warnings of a possible drawdown, remain optimistic about the stock market’s outlook. Some big Wall Street bosses see a stock pullback coming. That doesn’t mean they’re panicking. Goldman Sachs CEO David Solomon and Ted Pick, of Morgan Stanley, spoke Tuesday during a panel…