Author: Money Mechanics

Gold remains under pressure as a stronger US dollar and rising oil prices reinforce hawkish Fed expectations. US CPI and Fed Chair testimony could determine gold’s next major price direction. Gold risks breaking below $4,000 as bearish technical momentum continues to build. and were sharply lower in the first half of Monday’s session. The yellow metal closed in the red last week, unable to build on the small gains from the week before. The underlying trend remains bearish. While gold may still be up a tiny bit this month, it had fallen more than 11% in June, which was its…

(Oil & Gas 360) – Investors are encouraged to register for EnerCom Denver – The Energy Investment Conference, featuring a broad group of public and private energy companies  Limited presentation openings are available for E&P, Midstream, OFS, Energy Transition, and Emerging Technology companies  Sponsorship opportunities are available for companies seeking to increase their market presence     DENVER – July 8, 2026 – EnerCom, Inc. (“EnerCom”) is pleased to announce that Ron Gusek, CEO of industry leader Liberty Energy, has been confirmed as a keynote speaker at the 31st annual EnerCom Denver – The Energy Investment Conference, taking place August 17-19,…

Article published at 9:10 a.m. CTJJ Kinahan is Senior Vice President, Head of Retail Expansion and Alternative Investment Products at Cboe Global Markets, Inc. (Cboe).Key Takeaways:Crude oil prices jump amid intensifying Middle East conflictBank earnings will grab headlinesApple sues OpenAI, claiming theft of trade secrets There’s a lot on tap this week that could steer the markets down a number of paths, starting with the latest turn of events in the Middle East coupled with the official start to the earnings season and a handful of economic reports on the calendar.The U.S. and Iran conflict took a menacing turn this…

Company stock can become one of the largest sources of wealth you’ll ever accumulate.Research from the National Center for Employee Ownership found that employees participating in stock ownership programs accumulated more than double the retirement savings of the average American, underscoring just how powerful equity compensation can be in building long-term wealth and financial independence.But equity compensation can also quietly become a financial landmine if you don’t fully understand how it works. From just $107.88 $24.99 for Kiplinger Personal Finance Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues CLICK FOR…

AI won’t arrive as a robot. It will arrive as a conversation.gettyHollywood may have given us more than a new actor. It may have given us a glimpse into how we will navigate longer lives.Tilly Norwood, the AI-generated performer created by the studio Particle6, has been announced as the lead in its first feature film, Misaligned, now in development. Much of the resulting conversation has followed a familiar storyline. Will artificial intelligence replace actors? Will audiences embrace digital performers? Is this the future of entertainment?Interesting questions. But perhaps not the most important one.Tilly’s debut signals something larger than technology in…

One of the most common questions I hear from clients approaching retirement is also one of the most emotionally loaded: “Should I pay off my mortgage before I stop working?”The honest answer is: Sometimes.That’s not a cop-out. It’s the only answer that respects both sides of this decision. From just $107.88 $24.99 for Kiplinger Personal Finance Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues CLICK FOR FREE ISSUE Sign up for Kiplinger’s Free Newsletters Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and…

Retirement readiness is rarely a feeling. It’s a numbers game. Yet many Americans approaching retirement age struggle with a nagging sense of uncertainty, even when their financial house is in order.According to NerdWallet research, only 23% of Americans evaluated their progress toward retirement savings goals in the past year, leaving the vast majority in the dark about where they stand.The disconnect between financial reality and emotional confidence is more common than you might think. Vanguard’s 2025 Retirement Outlook found that more than four in 10 Americans are on track to maintain their lifestyle in retirement yet many of these same…

To help you understand the trends surrounding business and technology and what we expect to happen in the future, our highly experienced Kiplinger Letter team will keep you abreast of the latest developments and forecasts. (Get a free issue of The Kiplinger Letter or subscribe.) You’ll get all the latest news first by subscribing, but we will publish many (but not all) of the forecasts a few days afterward online. Here’s the latest…Memory chips traditionally see booms and busts. Strong demand causes prices to rise, then new supply hits the market and prices fall. Rinse and repeat.That cycle has been…

Each year, Kiplinger surveys our readers to find out what their favorite financial products are for the annual Kiplinger Readers’ Choice Awards. For this year’s awards, over 4,200 readers rated products across 13 categories – including their favorite cash back credit cards.One of the most recommended cash back credit cards by Kiplinger readers was the Costco Anywhere Visa by Citi. Readers praised the generous rewards and the card’s simplicity, with one reader telling Kiplinger, “This card has always offered a great rewards system with multiple cash-back tiers, appropriately high credit limits, and easy fraud alerts and resolution.”I’m not surprised the…

Market conditions remained generally favourable for buyers of non-marine retrocession at the July renewals, according to reinsurance broker Gallagher Re, who highlights in its latest 1st View report, that catastrophe rates fell by up to 20% for loss free accounts.This softening market represents a direct continuation of the buyer-friendly trends observed during both the January and April renewal cycles. However, reinsurers continue to strictly differentiate cedants on both price and coverage. As a result, the sharpest rate reductions were once again concentrated in the more remote layers of risk. For non-marine retrocession, risk loss-free rates renewed -5% to -10% at…