Author: Money Mechanics

Equities Buffeted by Year’s 2nd Highest Bout of Intraday Volatility Cboe Japan Corporate Webpage to be permanently terminated effected from November 2025 Ed Tom ▬ November 24, 2025 Link to Report: Macro Volatility DigestWHAT STANDS OUT:Implied volatilities were mixed across the major asset classes last week as traders jostled to reprice risk assets amidst the nebulous outlook regarding both the timing and depth of Fed rate cuts. Despite the whipsaw for Dec rate cut expectations over the course of the week, rate vols ended materially lower w/w with the VIXTLT falling from 94 (30th percentile) to 84 (8th percentile lows).…

Key Takeaways President Donald Trump is reportedly preparing to unveil a healthcare proposal that would extend Affordable Care Act subsidies, sending shares of major health insurers higher Monday. The plan is expected to include income limits on those who can qualify and provide funding to keep enrollees’ costs down, Politico reported. Shares of several major health insurers surged Monday following reports President Donald Trump could be set to unveil a healthcare proposal that would extend Affordable Care Act subsidies. Molina Healthcare (MOH) shares were up over 3% in recent trading, while Centene (CNC) jumped 5%, and Oscar Health (OSCR) soared 18%.…

Key Takeaways Commerce Secretary Howard Lutnick said Monday that President Donald Trump’s proposal for a $2,000 tariff rebate would go to “people who need the money.”Treasury Secretary Scott Bessent suggested earlier this month that the proposed tariff “dividend” could be paid to families making $100,000 or less a year. The Trump administration is continuing to push for tariff rebate checks, but it’s still unclear exactly who will receive the $2,000 payments. Although the check proposal is not yet finalized and would likely require congressional approval, the administration is still pushing for the payments. Commerce Secretary Howard Lutnick said on Monday in…

Close-up view of man and woman signing documents, she wears a vintage wedding dress and he wears a formal suit. Beginning of life as a couple, with a promise to be together forever.gettyMany people getting married who have assets in trust believe they do not need a prenuptial agreement. That is most likely not true. If you have a trust, you may have some protection for the trust assets if you marry and later divorce, but then again, you may not. Each situation is unique. There are several factors to consider. Those factors will need to be analyzed in light…

Key Takeaways While you could save for the holidays by funding a high-yield savings account, many financial institutions also offer Christmas Club savings accounts. To open a Christmas Club account, find a bank or credit union that offers one, submit an application, set an end date, and make monthly deposits. You can withdraw funds at the end of the term. Most large banks don’t offer Christmas Club accounts, but credit unions and community banks usually do. You might have the best intentions about sticking to a budget, but when the holidays roll around, all bets are off. If you’re determined…

Key Takeaways Google parent Alphabet shares are rising Monday as the tech giant extends a recent rally to new record highs.Solid third-quarter results in its last earnings report, Berkshire Hathaway recently revealing a bet on the company, and last week’s launch of its Gemini 3 model helping to boost Alphabet stock. Alphabet (GOOGL) stock has been on a tear. That run continued Monday. Drivers in recent session have included a strong earnings report, a new bet on the tech giant from Warren Buffett, and the release of the Google parent’s newest artificial intelligence model. The shares’ runup kept rolling today,…

Between gift shopping, charitable donations and gearing up to host or travel for the holidays, many Americans will be spending a lot of money over the next couple of months.All that money being spent over the holidays brings scammers out of the woodworks as they try to steal your cash, your credit card information and other sensitive data. And the techniques fraudsters use are getting more and more sophisticated every year.As the biggest sales event of the year rolls around, make sure you’re taking advantage of legitimate Black Friday deals and not handing your hard-earned money over to a fraudster.…

Key Takeaways A 401(k) might be your best bet for saving more for retirement.A recent study shows that people with 401(k)s were able to save 29% more for retirement than their peers who did not have the same type of account.401(k) plans are often sponsored by employers, but even if you’re self-employed, you can open one for yourself.These plans offer tax-deferred investing, a smart approach to regular contributions, compounding interest, and other tax advantages.Your employer might provide a matching contribution up to a certain percent of your salary. Choices for saving for retirement are plentiful, but a 2025 survey conducted…

Key Takeaways Kohl’s appointed Michael Bender as CEO on Monday after Bender spent the past six months as interim CEO.The retailer is trying to regain its standing with long-time shoppers by focusing on private labels, jewelry and petite sizes. Kohl’s new CEO is on a charm offensive, pursuing shoppers with private labels and jewelry. Michael Bender on Monday secured the role full time after helping Kohl’s (KSS) regain some footing as its interim CEO. He steps into the big chair at the retail chain, which had begun to struggle—according to its last CEO, Ashley Buchanan—as it overlooked items that were…

The Cigna Group (NYSE:CI) is among the stocks Wall Street analysts are watching closely. On November 12, Lance Wilkes, an analyst at Bernstein, trimmed the price target on The Cigna Group (NYSE:CI) to $294 from $346, while maintaining a ‘Market Perform’ rating on the stock. The firm believes the company’s new pharmacy benefit manager (PBM) model is “more sustainable,” but stated it was “not expecting valuation rerating yet” as the company’s third-quarter earnings report was released. In the third quarter, The Cigna Group (NYSE:CI) delivered revenue of $69.7 billion, representing a 10% increase from the third quarter of 2024, and…