Author: Money Mechanics

Rising yields and a stronger US dollar pressure as momentum turns lower. Gold is on the back foot this morning as higher US Treasury yields and a firmer dollar weigh on the non-yielding metal, shifting short-term momentum to the downside. Fundamentals & Macro Backdrop The move lower in gold is being driven primarily by macro flows rather than any change in physical supply or demand. are pushing higher, lifting real yields and increasing the opportunity cost of holding gold. When investors can earn more from bonds, gold — which offers no yield — becomes less attractive in relative terms. At…

Homeowner tenure peaked at 13.4 years in 2020, roughly doubling the average tenure from 2005. Then it declined marginally for four years before ticking up in 2025.  People hanging onto their houses can be an obstacle for first-time homebuyers because it limits inventory and pushes up prices.  Tenure is longest in California, largely because state tax laws incentivize homeowners to stay put. In Los Angeles, the typical homeowner hangs onto their house for 20 years, followed by San Jose, where it’s nearly 19 years.  Tenure is shortest in relatively affordable metros, led by Louisville and Las Vegas.  The typical U.S.…

Optimum/ZDNETFollow ZDNET: Add us as a preferred source on Google.In 2026, a reliable internet connection is key for streaming, working from home, surfing the web, and more. But it’s not always cheap. Lucky for you, you may be able to scoop up Optimum’s new $25 per month fiber internet plan, which locks in the affordable rate for 5 years. Also: Slow Wi-Fi? I found 10 proven ways to fix your internet this weekend (most are free)Here’s how it works. If you’re a new customer who signs up for 300 Mbps Optimum Fiber internet, you can take advantage of this offer. New customers can also…

Key Takeaways If you don’t act before your CD matures, your bank may automatically roll it into a new term at a lower rate. Comparing your rollover offer with today’s best CDs can help you avoid settling for a subpar APY.  If you’re unsure, moving the funds to a top high-yield savings account can preserve flexibility while you decide. Get personalized, AI-powered answers built on 27+ years of trusted expertise. The Costly CD Mistake That Can Happen at Maturity Anytime you have a certificate of deposit (CD) nearing its maturity date, you face a deadline to decide what to do with the…

(World Oil) –  President Javier Milei’s marquee program for luring investment into Argentina is poised to attract a new round of applications from crude producers after his administration broadened it to include shale oil wells. YPF SA, Vista Energy SAB, and Pampa Energia SA said on recent earnings calls that they were all eyeing the program. Known by its Spanish acronym RIGI, the incentive scheme provides 30-year tax breaks and freer customs and export rules. RIGI’s scope was expanded on Feb. 19 to spur development of virgin oil fields in the Vaca Muerta shale patch. A dedicated pipeline and a port…

Key Takeaways A $4.5 million portfolio can generate about $135,000 to $180,000 a year using a 3% to 4% withdrawal rate.Social Security could add roughly $38,000 to $51,000 annually, depending on when both spouses claim.With a portfolio of this size, sustainability hinges less on the perfect withdrawal rate and more on discipline and adaptability. Get personalized, AI-powered answers built on 27+ years of trusted expertise. A Reddit user recently asked how much income a couple could reasonably expect in retirement with $4.5 million invested. The 60-year-old and his wife want to live off their portfolio’s income while keeping the principal…

UBS Group AG (NYSE:UBS) is one of the best cheap stocks under $50 to buy right now. UBS Group AG (NYSE:UBS) announced changes to its Board of Directors on February 27, reporting the nomination of Agustín Carstens and Luca Maestri for election to the Board at the Annual General Meeting on 15 April 2026. William C. Dudley and Jeanette Wong have decided not to stand for re-election. Why UBS Group (UBS) is Skyrocketing in 2025? Separately, UBS Group AG (NYSE:UBS) has received several rating updates following the release of its fiscal Q4 and full year 2025 results on February 4,…

A version of this article first appeared in the CNBC Property Play newsletter with Diana Olick. Property Play covers new and evolving opportunities for the real estate investor, from individuals to venture capitalists, private equity funds, family offices, institutional investors and large public companies. Sign up to receive future editions, straight to your inbox. Japanese companies bought two U.S. homebuilders last month alone, extending a string of purchases that has given the group an increasing market share over the last decade. Sumitomo Forestry acquired Tri Pointe Homes, which was a publicly traded builder, for $4.5 billion . Tri Pointe operates…

As competition among AI startups heats up, founders and VCs are turning to novel valuation mechanisms to manufacture a perception of market dominance. Until recently, the most sought-after companies raised multiple rounds of funding in quick succession at escalating valuations. However, because constant fundraising distracts founders from building their products, lead VCs have devised a new pricing structure that effectively consolidates what would have been two separate funding cycles into one. Recent rounds employing this scheme include Aaru’s Series A. The synthetic-customer research startup raised a round led by Redpoint, which invested a large portion of its check at a…

Key Takeaways AI can help financial advisors draft empathetic, compliant client communications during market volatility.Effective communication should acknowledge client concerns, provide historical context, and focus on long-term goals.AI-generated drafts should always be reviewed and personalized by advisors to ensure accuracy and compliance. Get personalized, AI-powered answers built on 27+ years of trusted expertise. Market volatility often creates anxiety for clients and pressure for you as a financial advisor. When markets drop, you may find your inbox full of worried emails and your phone ringing with panicked phone calls. Clients will be looking for reassurance and guidance, and it’s your job…