Author: Money Mechanics

(Image credit: Getty Images)As retirement inches closer — when it’s, say, five to 10 years away — it’s likely you’ll have mixed feelings of nervousness and excitement. You’ve saved diligently, your 401(k) has grown and you may even be ahead of schedule. But you may still be wondering, “What’s next?”The truth is, the closer you get to retirement, the more complicated the answers can become. At this stage, retirement planning is no longer just about investment performance and building up your savings.Rather, it shifts to a stage of preservation and protection, focusing on strategies such as income planning, tax mitigation,…

If you’re still finishing your taxes in April, you’re not alone. The IRS expects about 164 million individual returns this year, and as of early April, tens of millions of taxpayers were still finalizing returns ahead of the deadline.Filing close to the tax deadline doesn’t automatically lead to penalties or problems — but it does leave less time to catch and fix issues before you submit.Here’s what to watch for and how to stay on track as the April 15 Tax Day deadline approaches. From just $107.88 $24.99 for Kiplinger Personal Finance Become a smarter, better informed investor. Subscribe from…

(Image credit: Getty Images)Many newer ETF investors tend to focus on headline returns, often taking historical performance figures at face value. What those numbers do not fully capture are the effects of inflation and taxes.While returns are typically presented net of fees, the rising cost of living and Uncle Sam can still take a meaningful bite out of what you actually keep.Taxes, in particular, can have a larger impact on bond ETFs than equity ETFs. That comes down to how income is treated. Most bond ETFs distribute income that’s taxed as ordinary income, not at the more favorable qualified dividend…

(Image credit: Getty Images)A hard truth I’ve recently had to accept: I spend more time each day with my phone than with anyone in my family.Chances are, you do too.Americans spend roughly four to five hours a day on their phones, according to the Journal of Consumer Research. I’ve tried to justify it as part of modern life, a necessity to stay connected. From just $107.88 $24.99 for Kiplinger Personal Finance Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues CLICK FOR FREE ISSUE Sign up for Kiplinger’s Free Newsletters Profit…

Unlock the Editor’s Digest for freeRoula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter.The writer is co-global head of investment strategy for JPMorgan Private BankIt is sometimes called the market’s fear gauge but investors should take a positive cue when the CBOE Volatility index rises.When the Vix rises above the key threshold of 30 — as it did most recently on March 30 — it indicates a degree of uncertainty in markets that might suggest reining in equity positions to some. A historical analysis signals just the opposite.We have examined the 724 instances in which…

In-brief analysis March 17, 2026 Data source: U.S. Energy Information Administration, Short Term Energy Outlook (Table 10b), March 2026, and EnverusNote: Other contains the Avalon, Barnett, Dean, and Woodford plays We added the Avalon, Barnett, Dean, and Woodford plays within the Permian Basin to our estimates by formation for Permian tight oil and shale natural gas production in our March 2026 Short-Term Energy Outlook (STEO). The Permian formations already included the Spraberry, Bone Spring, and Wolfcamp plays. EIA periodically reviews and updates our play designations according to the latest interpretation of…

Despite the economic headwinds whipped up by the ongoing Iran conflict and cooling consumer sentiment, most home sellers are brimming with optimism this spring and expect their properties to fetch top dollar. Yet reality is starting to creep in.A new survey of home sellers conducted by Realtor.com® reveals 83% expect to get their asking price or higher. Only 12% of the prospective sellers interviewed as part of the survey responded that they anticipate to get below asking. Just under 5% said they do not know what will happen.What’s more, three-quarters of aspiring sellers expect their home to be snapped up within four…

(Oil & Gas 360) – Investors are encouraged to register for EnerCom Denver – The Energy Investment Conference featuring a broad group of public and private energy companies. Sponsorship opportunities are available for companies seeking to increase their market presence DENVER – April 13, 2026 – EnerCom, Inc. (“EnerCom”) today announced that registration is now open for its 31st annual EnerCom Denver – The Energy Investment Conference to be held August 17-19, 2026, at the Westin Denver Downtown. EnerCom Denver is the largest independent investor conference for the global oil and gas and broader energy industry, open to all energy companies, investors,…

The historic textile hub of Vernon, CT, is mired in a decade-long slog to convert a massive complex of vacant, crumbling mills into 200-plus new apartments—a difficult and costly process that underscores the difficulty of adaptive reuse as Connecticut faces the nation’s worst housing shortage.The massive project, now on its third developer, revolves around a 130,000-square-foot complex comprising a dozen connected buildings that for decades housed the Amerbelle, Daniel’s, and Anocoil mills near the center of town, which is on the northeast outskirts of Hartford.Shaun Gately, director of development services for the town of Vernon, tells Realtor.com® that the defunct…

Gilead Sciences Inc. (NASDAQ:GILD) is one of the 8 Best Quality Stocks to Buy According to Hedge Funds. Gilead Sciences Inc. (NASDAQ:GILD) is one of the best quality stocks to buy according to hedge funds. On April 9, Tempus AI (NASDAQ:TEM) announced an expanded, multi-year collaboration with Gilead Sciences to accelerate Gilead’s oncology research and development pipeline. The agreement builds on previous work where Gilead utilized Tempus’ de-identified multimodal data for trial design, biomarker strategies, and health outcomes analysis. Under this new enterprise-wide mandate, Gilead gains broader access to Tempus’ AI-driven Lens platform and dedicated analytical services across multiple cancer…