Author: Money Mechanics

Volatility has moved beyond a pricing input to become a tradable, investable asset class. This panel will explore how options professionals are harnessing volatility for trading, hedging, and portfolio diversification, with insights into the latest products, strategies, and market trends. Moderator: Steve Sosnick, Chief Strategist, Interactive Brokers Panelists: Ben Londergan, Managing Director Strategic Business Development, Simplex Trading Kevin McCarthy, Managing Director and Head of Market Maker Financing and Clearing , Wells Fargo Securities Nate Pomeroy, Principal, Wolverine Trading Technologies This panel is proudly sponsored by Clear Street. Source link

The housing crisis is colliding with a shortage of healthcare workers, and the combination could threaten the ability of seniors to age in place.Today, the U.S. is short nearly 85,000 physicians across all specialties. By 2038, that deficit is projected to grow to 141,000 physicians, according to the Health Resources and Services Administration (HRSA). The shortage is most acute in nonmetropolitan areas, where it’s harder for medical centers to recruit and retain the personnel they need to stay fully staffed. These areas will face a 58% physician shortage by 2038, compared with a 5% shortage in metro areas, according to HRSA…

For some, June means summer vacations, backyard barbecues, weddings, graduations, and yes, the NBA Finals.For many, taxes are probably among the last things they want to think about right now.Unfortunately, the IRS doesn’t take the summer off. From just $107.88 $24.99 for Kiplinger Personal Finance Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues CLICK FOR FREE ISSUE Sign up for Kiplinger’s Free Newsletters Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more – straight to your e-mail. Profit and prosper with the…

Summer is often a popular season for major life milestones. Across the country, proud parents, grandparents, relatives, and friends are celebrating graduations and weddings, and some are sending hefty financial gifts.But every year, questions loom about how much gifting results in IRS scrutiny.The good news? The annual gift tax exclusion currently sits at $19,000 per person. But what actually happens if you exceed that threshold? And does the federal government even track these things? From just $107.88 $24.99 for Kiplinger Personal Finance Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues…

Bitcoin has been underperforming in recent months, both in terms of overall performance and volatility Conversely, double-digit swings are not uncommon among US tech stocks, which have soared in recent months Crypto investors seeking maximum returns would do well to draw conclusions from this fell sharply overnight from Wednesday to Thursday, dropping to nearly $61,000 and reaching its lowest level since February. The decline highlights a growing gap between cryptocurrencies and traditional financial markets. Over the past six months, the has gained about 10% and has risen 14%, while Bitcoin has fallen more than 30%. The cryptocurrency is also down…

(Image credit: Getty Images)Editor’s Note: This article is the fourth in a five-part special report exploring the connection between your money and your health. Other stories in the series look at 15 ways to lower your healthcare costs, how your finances affect your physical and mental health, the challenges of long-term care and what’s new in Medicare this year.In 2023, Kent Scheibel finally found a psychologist who seemed like the perfect fit. The therapist specialized in treating people with bipolar disorder, which Scheibel, then 51, had been diagnosed with at age 20. After decades of trying to manage extreme emotional…

(Image credit: Getty Images)Happy Pride!Many of us will be celebrating the achievements of the LGBTQ+ community this month. But it’s equally important we show our support all year long.Over the past year, I have thought carefully about how I show up for the LGBTQ+ community. In my work as a financial planner, I advise LGBTQ+ clients on their personal financial plans and educate my peers on the nuanced financial challenges and opportunities facing this community. From just $107.88 $24.99 for Kiplinger Personal Finance Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special…

(Image credit: Getty Images)As the Class of 2026 are handed their diplomas this spring, the outlook is bleak. They’re facing not only one of the worst job markets in years, but also — and perhaps more devastatingly — the realization that the promise of higher education they’ve been sold their entire lives was a lie.It’s a broken promise for graduates, but also for the rest of us. The college-first mindset is ruining the job prospects of our young people and wrecking the economy.It’s time for America to grapple with what its college-first mindset has wrought. And it isn’t pretty. From…

(Image credit: Getty Images)Investors today have more tools, data and access to financial markets than any generation before them. Yet for many, a persistent gap remains between performing well in the market and managing their wealth effectively.This knowledge gap is precisely where the insight offered by a CFA® or CFP® comes in. These insights, which stretch far beyond picking stocks, are about building a comprehensive financial plan that connects one’s investment decisions to taxes, withdrawal strategies, life goals and behavior.An effective financial planner synthesizes all of the above to construct a plan that serves investors’ long-term needs and can be…

Generation Jones grew up during economic, political and technical upheaval, from Watergate to the Iran hostage crisis, inflation to a crippling oil shock. The idealism of older boomers gave way to pragmatism (the awful “Me Generation” moniker) and a fascination with technology. Blockbusters like the “Star Wars” trilogy, “Rocky” and “Jaws” chronicled the scrappy little guy winning against a bully or the establishment by being gutsier or smarter.Now nearing or in retirement, this generation once again faces disruption.Not familiar with Generation Jones? This micro-generation was born between 1954 and 1965, sandwiched between older baby boomers and Gen X. This demographic…