Author: Money Mechanics

Article published at 9:00 a.m. CTJJ Kinahan is Senior Vice President, Head of Retail Expansion and Alternative Investment Products at Cboe Global Markets, Inc. (Cboe).Key Takeaways:Tech extends Thursday lossesOil prices unsteady amid threats to Strait of Hormuz transitApple, Microsoft shares shaky after price hikesErratic trading could rule the day again, as tech stocks command the limelight after a topsy-turvy week in which investors worldwide continue to question the wisdom of the AI boom given returns on investment are still in question.The tech-heavy Nasdaq Composite is on another downward slide in the early going, on track to finish the week after…

Even the best-laid retirement withdrawal plans can’t foresee every expense that crops up. When you need extra cash for unforeseen costs, knowing where to turn can be paralyzing. After all, every financial move comes with tax implications that ripple well into your future.Should you sell stocks in your brokerage account, or flip the family lake house? Is it time to finally get rid of the boat you keep meaning to take out, or should you drain a Roth IRA instead?”When you need cash in retirement, it requires a balancing act,” says Patrick Marcinko, a financial advisor at Bogart Wealth. “Don’t…

Employees at companies that offer equity compensation have the opportunity to grow significant wealth, but it also comes with considerable risk.Having too much of your net worth tied up in a single company makes you vulnerable to volatility and both short- and long-term losses, depending on the firm’s success.I’ve seen many employees with concentrated stock positions at tech companies and in other industries who feel conflicted about selling their shares. They may have an emotional attachment to the company or even feel disloyal selling off their shares. From just $107.88 $24.99 for Kiplinger Personal Finance Become a smarter, better informed…

To help you understand the trends surrounding business and technology and what we expect to happen in the future, our highly experienced Kiplinger Letter team will keep you abreast of the latest developments and forecasts. (Get a free issue of The Kiplinger Letter or subscribe.) You’ll get all the latest news first by subscribing, but we will publish many (but not all) of the forecasts a few days afterward online. Here’s the latest…Artificial intelligence has a growing list of productive business uses. But it’s also leaving companies and individuals more vulnerable to cyberattacks. The speed and volume of threats are…

Financial experts recommend setting your asset allocation and sticking to it until your life circumstances change.You should typically split your investments among equities and fixed-income investments and perhaps a pinch of commodities.For example, you might decide on 49% in stocks, 49% in fixed income and 2% in commodities. If stocks have a big run-up and become, say, 60% of your portfolio, you should consider rebalancing to get back to your original allocation. From just $107.88 $24.99 for Kiplinger Personal Finance Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues CLICK FOR…

Google parent Alphabet (GOOGL) will replace Verizon Communications (VZ) in the Dow Jones Industrial Average at the opening of trading on Monday, June 29, making the 30-stock bastion of blue chip companies increasingly exposed to all things digital.Alphabet is best known to consumers as the operator of Google and YouTube, but as S&P Global notes, GOOGL’s diversified portfolio spans advertising, cloud infrastructure, artificial intelligence, hardware, self-driving cars and healthcare technology.”Adding Alphabet will broaden and strengthen the DJIA’s exposure to these dynamic areas of the U.S. economy,” S&P Global said in a press release. “Its larger market capitalization and share price,…

Each week in our Ask the Editor series, Joy Taylor, The Kiplinger Tax Letter editor, answers questions on topics submitted by readers. This week, she’s looking at four tax questions on amended returns and penalties for filing your tax return late. (Get a free issue of The Kiplinger Tax Letter or subscribe.)1. Refund on amended returnQuestion: I filed Form 1040-X in early May to amend my 2024 federal tax return. I am expecting a refund, and I haven’t received it yet. What is the delay? Joy Taylor: I generally advise taxpayers to have lots of patience when filing an amended…

A non-yielding asset rarely thrives when investors are repricing the path of real rates higher.  Takeaways • Gold is being punished for a Fed hiking cycle that markets increasingly assumed was inevitable, even though the economic runway for sustained tightening still looks short. • The near-term headwinds are real: firmer core inflation, higher real yields, a stronger dollar and softer physical demand in China and India keep bullion stuck in a holding pattern. • The trade turns when the market starts to question whether Warsh can actually deliver the hikes he is talking about without running into a softer consumer,…

The extent to whether catastrophe bonds have truly become a mainstream investment product was a key discussion point during Artemis’ 2026 Bermuda ILS Executive Roundtable, in which experts from across the ILS sector discussed whether rated bonds, pooled ILS offerings, and enhanced secondary liquidity are ready to unlock vast new sources of traditional capital.In partnership with Appleby and Moody’s, Artemis held its seventh Bermuda insurance-linked securities (ILS) executive roundtable in Hamilton in April, bringing together leaders from across the expanding sector to discuss current market trends and future opportunities. During the roundtable, participants discussed how it feels like the cat bond market…

(By Oil & Gas 360) – The reopening of the Strait of Hormuz has brought a measure of relief to global energy markets. Tankers are once again moving through the world’s most important energy corridor, crude prices have retreated from their wartime highs, and traders have become increasingly optimistic that the worst of the disruption may be over. That optimism is understandable, but it may also be premature. The market is beginning to discover that reopening a shipping lane is not the same as restoring confidence. The physical flow of oil and liquefied natural gas may be improving, but the…