Author: Money Mechanics

Over the past two years, one of the most interesting healthcare companies to go public is none other than Tempus AI (NASDAQ: TEM). In a world where healthcare IPOs are typically dominated by biotech companies that generate little to no revenue, Tempus stands out. The firm has posted sales of approximately $952 million over the last twelve months and has made strong improvements in profitability. The stock has also been a winner for shareholders. As of the Aug. 12 close, Tempus has provided a return of 89% in 2025, nearly delivering on the double-bagger potential forecasted in December 2024. Tempus recently…

Global money markets are closely watching Fed Chairman Jerome at the Jackson Hole Symposium this week. Recently, expectations about the Fed’s monetary policy have changed quickly. The data from July made it less likely for significant , and expectations for the September meeting have become more focused. If Powell speaks cautiously, markets think the US dollar might strengthen against other major currencies. This is particularly true because the market still expects significant rate cuts, and careful messaging could boost the . How Can the Fed Move on the Inflation-Employment Dilemma? The US economy has been sending mixed signals lately. On…

The Ladder, the Curve, and the Challenge Laddering municipal bonds is a time-tested strategy that has helped investors generate predictable tax-free income for decades. But what happens when the yield curve flattens — or worse, inverts? Suddenly, the fundamental assumption behind traditional laddering — that longer maturities reward you with higher yields — gets turned on its head. For sophisticated muni investors, these curve environments present both challenges and opportunities. The old playbook of building 10-year ladders with steady maturity spacing may no longer make sense when 2-year munis yield the same as 10-year bonds, or when short-term rates exceed…

Federal Reserve Chairman Jerome Powell delivered his semiannual Monetary Policy Report to Congress on June 24th and to the Senate Banking Committee on June 25th.Powell noted that U.S. real GDP expanded roughly 2.5% over the past year, supported by resilient consumer spending and a still-solid labor market. Payroll growth averaged about 124,000 jobs per month in the first five months of 2025—slower than the pace seen during the post-pandemic boom but still consistent with a gradually cooling economy.Inflation, however, remains somewhat above target. The Fed’s preferred gauge, core PCE inflation, is running near 2.6%, with overall personal consumption expenditures (PCE)…

The first tax filing after a divorce demands empathy and meticulous attention to detail. For many, understanding new filing statuses, child-related credits, support considerations, and the impact of asset division is a tangible step toward financial independence—one that can either build confidence or trigger considerable stress. Here’s how I guide clients through this important shift. Key Takeaways Your filing status after divorce can significantly affect taxes, deductions, and credits.Child-related tax benefits require careful coordination, especially with IRS Form 8332, which only transfers the Child Tax Credit.Alimony and child support are taxed differently, with key rule changes for divorces finalized in…

In-brief analysis August 4, 2025 In our recently published Annual Energy Outlook 2025 (AEO2025), we introduced our new Hydrogen Market Module (HMM), which allows us to model the market for hydrogen in the coming decades. In most AEO2025 cases, we project hydrogen production will increase by around 80% in 2050 compared with 2024 and most hydrogen (H2) will be produced from natural gas in a process known as steam methane reforming (SMR). In most cases, we project less than 1% of hydrogen will be produced via electrolyzers, which use electricity to produce hydrogen from water,…

On Wednesday, July 30, 2025, I dissented from the Federal Open Market Committee’s (FOMC) decision to maintain the target range for the federal funds rate at its current level. As the Committee’s post-meeting statement notes, I preferred to lower the target range for the federal funds rate by 25 basis points.1 Inflation has moved considerably closer to our target, after excluding temporary effects from tariffs, and the labor market remains near full employment. With economic growth slowing this year and signs of a less dynamic labor market, I saw it as appropriate to begin gradually moving our moderately restrictive policy…

Gainers Masterbeef MB stock moved upwards by 110.1% to $7.46 during Monday’s regular session. The market value of their outstanding shares is at $60.3 million. FAT Brands FATBB stock increased by 15.6% to $2.89. The market value of their outstanding shares is at $44.5 million. Soho House SHCO shares increased by 14.98% to $8.79. The market value of their outstanding shares is at $1.4 billion. Fitell FTEL shares increased by 14.22% to $0.55. The company’s market cap stands at $9.6 million. Ambow Education Holding AMBO stock rose 13.45% to $3.44. The market value of their outstanding shares is at $8.5…

“To be free, you need to be feared,” said Emmanuel Macron, the French president, on July 30th. “We were not feared enough.” He was speaking three days after Ursula von der Leyen, the European Commission’s boss, had agreed a one-sided trade deal with President Donald Trump at his Turnberry golf course in Scotland. The agreement entails higher tariffs on European goods without any retaliation in kind. This humbling asymmetry was quickly condemned by the continent’s politicians and press. But the European Union (EU) had good reasons for its faint-heartedness. It had to make enough concessions to keep Mr Trump engaged…

Narendra Modi, India’s prime minister, during the nation’s Independence Day ceremony at Red Fort in New Delhi, India, on Friday, Aug. 15, 2025.Bloomberg | Bloomberg | Getty ImagesIndian markets rallied on Monday as Prime Minister Narendra Modi’s recently revealed tax cuts extended a gift to a domestic economy that still faces the teeth of U.S. tariffs.The Nifty 50 index advanced 1%, with the BSE Sensex adding 0.84%. In currencies, the U.S. dollar surrendered 0.18% against the rupee.In an extensive Independence Day speech on Friday, Prime Minister Narendra Modi made a concerted push for self-reliance and proposed a spate of financial…