Author: Money Mechanics

Generation Z may soon face a crisis of debt woes, with a new survey showing that more than half (56%) of Gen-Z respondents (compared with 47% of all Americans) believe the Trump tariffs are contributing to their struggles with mounting credit card bills. For many young adults, this isn’t a matter of overspending—it’s about the rising cost of basics like food, clothing, and electronics, much of which is being pushed higher by tariffs. Why Tariffs Could Be Increasing Personal Debt With credit card delinquency rates among 18-to-29-year-olds over 10% and average card balances nearing $6,500, younger Americans are not wrong…

Key Takeaways While 70% of Americans, according to Gallup, say the wealthy pay too little, that doesn’t mean they’ll take advantage of tax loopholes themselves. Making it easier for regular people to use tax-saving strategies would help level the playing field. You’re more likely to copy your neighbor’s tax strategy than that of a billionaire, as tax-saving behaviors tend to spread through close social circles, rather than through news headlines about the 1%. A 2025 Gallup poll found that 50% of Americans say their income tax rate is unfair, with 70% saying that corporations pay too little and 58% claiming…

Key Takeaways Nearly 71 million Americans are covered by Medicaid, yet the program is expected to see nearly $1 trillion in cuts over the next decade.States with a larger proportion of Medicaid enrollees as a share of their population will be disproportionately impacted.California, New Mexico, New York, and Louisiana have the highest percentages of their populations covered by Medicaid, but Washington, D.C.’s share is higher than that of any state. Nearly 71 million Americans are covered by Medicaid, and in some states, a third or more of the population relies on the program. Yet, the federal government is scheduled to…

Key Takeaways Nvidia announced a $5 billion investment in Intel this week, raising worries Arm and Advanced Micro Devices could face stiffer competition.However, some Wall Street analysts indicated the tie-up could have less of an impact on Arm and AMD than a slide in their shares would suggest.Bank of America and Bernstein analysts said shares of companies that sell chipmaking equipment could get a boost if the deal leads to more business for Intel’s foundry. Some investors reacted strongly—and quickly—to Nvidia’s $5 billion investment in Intel, fearing stiffer competition for Arm and Advanced Micro Devices. Those initial worries appear to…

Johnson Controls Intl JCI has outperformed the market over the past 15 years by 2.32% on an annualized basis producing an average annual return of 14.77%. Currently, Johnson Controls Intl has a market capitalization of $71.80 billion. Buying $100 In JCI: If an investor had bought $100 of JCI stock 15 years ago, it would be worth $791.82 today based on a price of $108.77 for JCI at the time of writing.Johnson Controls Intl’s Performance Over Last 15 YearsFinally — what’s the point of all this? The key insight to take from this article is to note how much of…

After sharp swings earlier this month, crypto markets settled into narrower ranges last week as investors weighed interest-rate policy and fresh regulatory signals. Bitcoin gained about 1.5%, extending its two-week climb in the wake of the Fed’s rate cut, while altcoins remained more hesitant. Ethereum’s partial downtrend dragged on broader altcoin sentiment, leaving the market without a clear direction.Fed in the SpotlightCaution dominated the first half of the week ahead of the Fed’s . Bitcoin hovered around $115,000, while altcoins lagged. On Wednesday, optimism over a potential cut pushed Bitcoin briefly above $116,000.The Fed delivered a widely expected 25-basis-point cut.…

As the insurance-linked securities (ILS) market continues to expand, Howden Capital Markets & Advisory (HCMA) expects to see a continuation of growth in the catastrophe bond space, alongside continued opportunities in property catastrophe-focused sidecars and growing interest in casualty sidecars, Mitchell Rosenberg, Global Co-Head of ILS told Artemis in an interview.Speaking with Artemis at the Monte Carlo Rendez-vous event, Rosenberg shared what HCMA’s outlook is for the global ILS sector as the industry begins to move into 2026. “HCMA looks at ILS quite broadly. In the cat bond market, we expect a continuation of growth in terms of new sponsors,…

President Trump just made it a lot more expensive for companies to hire foreign workers through the H-1B program. The White House announced Friday that Trump signed a proclamation requiring employers to pay a hefty $100,000 fee for new H-1B visa applications, an enormous jump from the current $215 lottery registration fee. H-1B visas allow U.S. companies to hire foreign workers in fields that that typically require technical expertise like IT, engineering, mathematics, or medicine. The program is capped at 65,000 new visas annually, plus an additional 20,000 for foreign graduates with advanced degrees from U.S. universities. The visas are…

(BOE Report)– Citi analysts on Friday forecast Brent crude oil prices would fall to $60 per barrel by year-end and average $62 per barrel between the second and fourth quarters of 2026, citing OPEC+ production increases and China’s stockpiling. The bank revised its global liquids balance outlook after OPEC+ announced plans to unwind an additional 1.6 million barrels per day (mb/d) of voluntary cuts starting in October 2025. Citi said that could lead to stock builds of 1.1 mb/d in 2025 and 2.1 mb/d in 2026, adding slack to an already-loosening global supply. By end-2026, Citi estimates global liquids inventories…

 Can you describe how Grain enables producers, investors, and equipment suppliers to grow and deploy waste-to-value projects?Grain Ecosystem is a digital platform that enables producers, investors, and equipment suppliers to move projects from concept to operation with confidence. For producers, such as sugar mills, lumber operations, dairies, manure and bedding managers, nutshell processors, and forestry health programs, focused on wildfire reduction, we map organic and cellulosic waste streams and size the right technology so those streams can be converted into bankable assets like biochar, renewable electricity, wood vinegar, and carbon credits. For investors, we defend project economics by standardizing diligence,…