Author: Money Mechanics

Some traders will get a break on Monday. Just not the ones who deal in stocks. U.S. bond markets will close Monday, Oct. 13, in observance of Columbus Day, which in some places is observed as Indigenous Peoples Day. Stock markets, meanwhile, are set to remain open. Bond markets will close again on Tuesday, Nov. 11, for Veterans Day. As for the rest of the holiday trading schedule: Stock and bond markets will close Thursday, Nov. 27, for Thanksgiving; bond markets will close the following day at 2 p.m., while stock markets will close at 1 p.m.They will both also…

Good afternoon. Thank you for the invitation to be here to help mark the 10th anniversary of the Center for Indian Country Development (CICD) and to further the goal of advancing development through better data.1 It’s a privilege to be in the presence of so many tribal leaders, Federal Reserve colleagues, policymakers, researchers, and practitioners all working to advance Native economies. My experiences traveling with CICD and engaging in CICD’s work have been a meaningful part of my time at the Federal Reserve. At the Board of Governors, I serve as the oversight governor for our Division of Consumer and…

’s relentless climb to new record highs has reignited debate over whether the rally can continue. Yet, despite the historic levels, Swissquote Bank remains positive on the metal’s outlook. The bank views gold’s strength not as a speculative excess but as a reflection of deeper structural forces reshaping global markets. A Market of Belief, Not Balance Sheets Gold has no earnings or valuation models to determine its fair price. Its worth depends on collective belief and its enduring role as a store of value. In a world where digital tokens trade above 120,000 dollars, investors see gold’s tangible, time-tested stability…

Winicki built a reputation as one of the premier real estate professionals in northwest Florida. According to RealTrends Verified agent rankings, she ranked No. 85 in Florida for sales volume of $59 million in 2025. “We are thrilled to welcome Anne Winicki to Scenic Sotheby’s International Realty — her expertise, integrity, and commitment to excellence align perfectly with our brand and clients,” said Wes Madden, chief operating officer of Scenic Sotheby’s International Realty. Winicki’s addition comes as Scenic Sotheby’s continues to strengthen its presence along Florida’s Emerald Coast. “I’ve admired Anne and her work ethic over the past 20-plus years.…

Kerry Wan/ZDNETAlthough the OnePlus 12 hasn’t been the company’s flagship model for a while now, it remains a solid device. The phone boasts top-notch performance from its Snapdragon 8 Gen 3 Mobile Platform and incredibly fast charging speeds. It’s a more affordable alternative to the OnePlus 13, and now is a great time to buy one because the device is currently on sale.Visit the company’s website and enter the code “LASTCALL” at checkout to receive a $300 discount on the 512GB OnePlus 12 in Silky Black. The Flowy Emerald OnePlus 12 is currently out of stock, and it appears that the 256GB model…

Key Takeaways People who received an unsolicited referral text from Cash App could receive up to $147 thanks to a class-action suit.Individuals who lived in Washington and received such a text between Nov. 14, 2019, and Aug. 7, 2025, have until Oct. 27 to file a claim. If you received an unsolicited referral text to create a Cash App account, you could receive between $88 and $147 thanks to a recent class action settlement. Cash App parent Block (XYZ) has agreed to pay $12.5 million to settle a lawsuit related to text messages sent to Washington residents through its “Invite…

(Oil Price) – Just five years ago, no one could predict the surge in electricity demand that the United States is currently experiencing because of the proliferation of data centers as AI takes center stage in the tech industry. Many, however, predicted that nuclear is due for a renaissance—and it is getting it, in both conventional form and, in the future, in small modular reactors. A lot of studies have looked into the amount of energy that AI data centers consume, and while their calculations may vary, the overall conclusion does not: AI consumes enormous amounts of electricity to perform he…

Key Takeaways Medicare open enrollment 2026 starts on Oct. 15 and ends on Dec. 7, 2025. During this time, you can switch between Original Medicare and Medicare Advantage (MA), choose a new MA plan, and/or update your prescription drug coverage.  Plan changes made during this period take effect on Jan. 1, 2026. Prepare for open enrollment by noting current plan changes, comparing new options, and tapping reputable counselors, such as licensed Medicare brokers or state navigators. If you miss this window, you might get a second chance to make plan changes during MA open enrollment or a special enrollment period.…

Key Takeaways Fitness Bank links its savings and checking account rates to your daily step average, offering unusually high yields for customers who stay active.Rates are tiered by activity level, topping out at 4.45% for savings and 5.25% for checking, with a 0.25% savings boost available when you maintain both accounts and meet the requirements.Step averages reset monthly, and customers 65 and older qualify for the same top rates with lower daily step goals. The full article continues below these offers from our partners. How Fitness Bank’s Step-Linked Rates Work Traditional banks sometimes tie interest rates to your balance size…

Key Takeaways Delta Air Lines and United Airlines are expected to report relatively strong third-quarter performance due to robust international, corporate and premium ticket sales, analysts said.Other airlines may have struggled more as consumers take fewer domestic flights in the main cabin, analysts said. Delta is slated to be the first airline to report third-quarter earnings this Thursday. Its results may also be the best in the industry, analysts say. “Premium” carriers that rely more on international and first-class tickets, such as Delta Air Lines (DAL) and United Airlines (UAL), are performing well, analysts said. Meanwhile, budget carriers are seeing…