Author: Money Mechanics

Key Takeaways More than 40% of Americans say they feel uncertain about retirement.There are important things to keep in mind when planning retirement that can help curb anxiety.Choosing consistency over perfection, finding part-time work, and seeking help can make the process less stressful. For many people, retirement presents a lot of questions: How much they will need, when they can retire, if it is even possible, and so on. That’s a lot of stress, especially after working for decades to make it happen. A new survey from financial services organization Thrivent found that more than 40% of Americans say they…

Key Takeaways AI demand and planned price hikes helped lift data storage stocks on Monday, Sept. 15, 2025, while an analyst downgrade pressured a packaged food player.Shares of data storage providers Seagate Technology and Western Digital gained ground, boosted by optimism around AI-driven demand.J.M. Smucker shares declined after Argus analysts downgraded stock, noting that price increases were weighing on sales volume. Shares of two data storage providers were among the top performers in the benchmark index to kick off the trading week on signs of booming demand for artificial intelligence. Meanwhile, shares of a major packaged food company came under…

As of Sept. 15, 2025, two stocks in the consumer staples sector could be flashing a real warning to investors who value momentum as a key criteria in their trading decisions.The RSI is a momentum indicator, which compares a stock’s strength on days when prices go up to its strength on days when prices go down. When compared to a stock’s price action, it can give traders a better sense of how a stock may perform in the short term. An asset is typically considered overbought when the RSI is above 70, according to Benzinga Pro. Here’s the latest list…

In examining the weekly continuation chart, a clear vibrational pattern emerges around the September window. By anchoring both the 30-day short-term trading cycle and the 360-day long-term cycle to September 28, we uncover a repeating rhythm of corrective lows that shape the trajectory of the market. This confluence of time and price geometry has historically provided traders with high-probability opportunities to identify pivot points and position ahead of significant trends. I’ve overlaid the Square of 9 resistance projections onto your gold chart, anchored from the Sep 2025 low (~3500): Sep 2025 Low (red dashed vertical line) → pivot anchor at…

Cash has certainly been king over the last few years. As the Federal Reserve raised rates to combat inflation, cash, money market funds, and CDs have been paying yields not seen in roughly a decade. Investors are earning real interest on their savings. And when you add in all the uncertainty about the economy, cash has become a real allocation for many investors. But cash’s time in the sun may be setting as a variety of factors take hold. But there is a safe alternative in short-term muni bonds. Right now, short-term munis are paying more than cash rates before…

Disclosure: Our content is not financial advice. Do your own research and speak to a licensed tax professional or financial advisor before taking action. We may earn commissions from products reviewed. (Learn more) Tax Relief Advocates (www.taxreliefadvocates.com) is a California based tax relief firm that focuses on resolving IRS and state tax problems. They work on issues like unpaid back taxes, penalties, liens, levies, and wage garnishments. The process usually starts with a free consultation, then an investigation phase, followed by a customized resolution plan. In my experience reviewing this space, Tax Relief Advocates is a credible option for taxpayers…

U.S. Treasury Secretary Scott Bessent arrives to meet Spain’s Foreign Minister Jose Manuel Albares, to continue discussions on trade, economic and national security issues, in Madrid on Sept. 14, 2025.Ana Beltran | ReutersU.S. and Chinese trade negotiations concluded in Spain Monday, after two days of talks on several sticking points ranging from tariff rates, export controls and the imminent deadline for a divestment of Chinese-owned TikTok.Talks on trade were overshadowed by a “framework” deal regarding the social media platform, announced by Treasury Secretary Scott Bessent Monday.”It’s between two private parties, but the commercial terms have been agreed upon,” he said…

Ugreen Nexode 100W retractable USB-C cable ZDNET’s key takeaways Compact, palm-size design that extends out to 1 meter/3.3 feet The cable is E-marker chipped to handle up to 100W The retractor reel is strong and can withstand 28kg/56lb. Follow ZDNET: Add us as a preferred source on Google.Cables are a source of never-ending frustration. Despite taking the time to carefully and methodically wrap them after each and every use using the over-under method, they always come out of my laptop bag looking like a deranged bird’s nest. This leads to unwanted frustration, wasted time, and far too much tearing of hair.I’ve tried…

Data storage stocks are racking up gains. Shares of several data storage providers rallied Monday, extending a surge in recent weeks. A big reason? AI-driven demand that has sent tech-stock investors looking for opportunity in a range of segments that offer the potential for growth. Western Digital (WDC) reportedly sent a letter to customers on Friday raising prices on its hard disk drives on the “unprecedented demand” it’s seeing in the AI era, pulled along by data-center growth. Shares of the hardware maker added almost 5% to close at a record high Monday. So did those of Sandisk (SNDK), which…

Key Takeaways The Fed is expected to cut rates this week, but whether it does or not, the three biggest banks are still the lowest-paying places to keep your savings. Chase, Bank of America, and Wells Fargo all pay just 0.01% on savings—essentially nothing compared with the 4%–5% APYs offered by the top high-yield savings accounts. Even modest balances see a big difference. At $10,000, the gap between a 0.01% account and a 4.50% account is about $449 in interest per year. Smaller FDIC-insured banks and NCUA-insured credit unions are just as safe as the biggest banks, and you can…