Author: Money Mechanics

As one of our Adviser Intel contributors, Anthony Martin, says: “With savings, it’s not the amount that matters the most, but the consistency.” In his article on how to save for big goals, he goes on to explain that, “If you save $5 every month from the age of 10, you will have saved $1,200 by the time you’re 30.” Getting into the regular savings habit, even if it’s a small amount each month, can add up significantly over time.If you want to know how much you need to save each month to reach your financial goal, use our simple…

Key Takeaways StubHub shares started trading on the stock market today, opening above their IPO price. The company sold 34 million shares for $23.50 each, raising some $800 million for the online ticket reseller.StubHub’s deal was the latest to land in a busy IPO market, with recent listings including share sales by BNPL firm Klarna and Gemini, the crypto exchange owned by the Winklevoss twins. StubHub shares hit the stock market Wednesday afternoon, trading slightly above their IPO price. The online ticket seller’s shares began trading under the ticker symbol “STUB” at $25.35. That’s nearly $2 more than the $23.50…

The trend of working part-time in retirement keeps growing, partly because digital and remote work has made it easy for U.S. seniors to log in and make a buck. But it’s not only about technology and geography. More retirees than ever say they need the extra cash in their golden years.According to the Pew Research Center, 19% of Americans aged 65 and older held some kind of paying gig in retirement in 2023. That’s nearly double the amount in 1987, Pew reports. Their earning power has grown, too: Senior workers earned an average of $22 an hour in 2022, against…

KEY TAKEAWAYS The Free Application for Federal Student Aid for the 2026-27 academic year will open on Oct. 1.Congressional changes to student loans will change the amount of loans and grants offered to some families.In particular, eligibility will be stricter for the largest federal grant program, the Pell Grant. Changes are coming to the new Free Application for Federal Student Aid. This FAFSA, which opens on Oct. 1, will determine the amount of federal grants and loans students will receive for the 2026-27 academic year. The Department of Education has updated the way some federal aid is calculated and has…

KEY TAKEAWAYS China has reportedly banned its largest tech firms from buying Nvidia AI chips, adding pressure on the U.S. chipmaker’s sales in the country.The country’s internet regulator told firms including TikTok owner ByteDance and e-commerce giant Alibaba this week to end their testing and orders of the RTX Pro 6000D, Nvidia’s latest tailor-made chip, according to the Financial Times. Speaking in London, Nvidia CEO Jensen Huang said he is “disappointed” about the reported ban. China has reportedly banned its largest tech firms from buying Nvidia (NVDA) AI chips, adding pressure on the U.S. chipmaker’s sales in the country. Shares of Nvidia,…

Sen. Elizabeth Warren (D-Mass) and other democrats have reportedly issued a stern warning to the Securities and Exchange Commission (SEC) against any potential policy change that could limit shareholders’ ability to sue companies.Lawmakers Warn SEC Over Its Secretive Arbitration PlanThe SEC is set to discuss on Wednesday the possibility of allowing listed companies to enforce arbitration of shareholder claims, thereby moving disputes out of the public eye. However, this move has sparked concerns among prominent Democrats, including Warren, the ranking member of the Senate banking committee, and Sen. Jack Reed (D-RI), as reported by the Financial Times.In a letter to SEC Chair Paul Atkins, Warren and…

In-brief analysis September 17, 2025 Data source: Vortexa AnalyticsNote: Europe includes countries in the European Union, Norway, Switzerland, and the United Kingdom. In early 2023, the European Union implemented a ban on seaborne imports of diesel fuel, commonly called gasoil, from Russia following Russia’s full-scale invasion of Ukraine the previous year. The ban reoriented trade flows as Europe imported more diesel from the Middle East and the United States rather than Russia. This summer, Europe’s increased reliance on imports from the Middle East, coupled with conflict-related disruptions to refineries and escalating…

So, right after the International Energy Agency flagged concerns about declining global oil production rates, we saw prices dip following a decent jump of more than 1.5% in the previous session. The IEA warned that without ongoing investment, global oil supply could decline rapidly, losing the equivalent of Brazil and Norway’s output each year. In fact, nearly 90% of upstream oil and investment is needed just to maintain current supply levels, according to IEA Executive Director Fatih Birol. This comes as investors are keeping a close eye on the risks to Russian supplies after sources suggested that Ukrainian attacks on…

Karen Clark & Company (KCC), the catastrophe risk modelling specialist, has launched RiskInsight® Version 4.15, the latest version of its RiskInsight open loss modeling platform, which introduces advanced performance and system enhancements to accelerate and streamline risk analysis for insurers, reinsurers, and insurance-linked securities (ILS) managers.According to the announcement, the update also enables quicker and more efficient loss analyses, particularly for large hurricane and severe convective storm portfolios. “Further analysis performance advancements are bolstered by cloud-hosted machine upgrades, including faster job start-up times, and Linux compatibility for worker machines,” KCC explained. It’s important to highlight that a number of ILS…

Reviewed by: Lauren Brown In these high-inflation times, people often ask us which company they should choose for debt settlement, negotiation or management. Now, since we couldn’t find a list of debt settlement companies in America ranked by their reviews and ratings on trusted third-party sites like the BBB, Google Reviews, TrustPilot and others, we decided to create one. If you are looking for the best rated debt settlement provider to help you with lowering your debt or better managing your payments, this list should help you): Logo of New Era Debt Solutions (credit: neweradebtsolutions.com) New Era Overview & Reviews:…