Author: Money Mechanics

Key Takeaways Crypto’s volatility comes from limited liquidity, speculation, and market sentiment. Volatility creates both opportunity and risk for investors. Emotional reactions often cause greater losses than price movement itself. A plan and perspective are essential to long-term success in crypto investing. Volatility is both a blessing and a curse for the investment world. Those making frequent transactions—day or options traders, say—may view volatility as a necessary tool to be able to achieve a profit. Those seeking out short-term liquidity may fear the potential for loss associated with volatile periods. The first decade and a half of the cryptocurrency space…

Key Takeaways Holding crypto aligns with long-term growth and tax advantages.Flipping suits those comfortable with higher risk, frequent trading, and a greater tax liability.The best approach depends on personal goals, discipline, and emotional comfort.Combining both (core hold + small trading position) can work for many investors. In the fast-moving world of cryptocurrency, investors face an age-old question with a modern twist: Should you hold or flip? The right answer depends less on market timing and more on your personal goals, emotional tolerance, and time commitment. While holding crypto for the long haul can offer potential growth and favorable tax treatment,…

With a Fed rate cut all but certain, dividend stocks are back in focus. Lower yields on cash and bonds are boosting demand for high-dividend equities. These 10 undervalued US stocks combine income with upside—just as Q3 earnings loom. Looking for actionable trade ideas to navigate the current market volatility? Subscribe here to unlock access to InvestingPro’s AI-selected stock winners. While the market is currently focused on the China–US trade war and its many twists and turns, US monetary policy is about to make its big comeback, with a scheduled for next Wednesday, and a rate cut widely anticipated.The Investing.com’s…

Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. October 23, 2025 Federal Reserve and FDIC release public sections of resolution plans for several large banking organizations Board of Governors of the Federal Reserve System Federal Deposit Insurance Corporation For release at 2:00 p.m. EDT The Federal Reserve Board and the Federal Deposit Insurance Corporation today released the public sections of resolution plans for fifteen large banking organizations, including five domestic and 10 foreign banking organizations. These firms were required to…

Investor demand appeared to be lukewarm. By David Enna, Tipswatch.com The U.S. Treasury’s auction offering of $26 billion of a new 5-year Treasury Inflation-Protected Security — CUSIP 91282CPH8 — generated a real yield to maturity of 1.182%, down a whopping 52 basis points from a similar auction in April. The result looked on target, but demand appeared a bit weak. At the auction’s close, the “when-issued” prediction was for a real yield of 1.17%. The result of 1.182% shows investors were not diving in. However, the bid-to-cover ratio was 2.51, a routine number for this term of TIPS. Real yields,…

A shopper looks at produce at a grocery store in West Milton, Ohio, US, on Tuesday, Oct. 21, 2025. Kyle Grillot | Bloomberg | Getty ImagesThe Friday release of September’s consumer price index report is pretty much the only game in town this month for a Wall Street that is hungry for data, raising the chances for it to be a market-moving event.While the actual numbers are expecting to land about where they’ve been in recent months, the dearth of official economic reports, thanks to the government shutdown, means even a slight deviation could cause an outsized impact.”Because we haven’t…

Key Takeaways Genisys Credit Union’s 6.75% APY stands out not just for its stellar rate, but for easier-than-usual requirements to qualify.With the Fed expected to cut rates soon, earning more on your cash now can help your savings outpace inflation and hold onto real value.Even if debit card requirements aren’t for you, plenty of other high-yield options can help your money beat rising prices. The full article continues below these offers from our partners. How This 6.75% Account Works—and What It Takes To Qualify High-yield checking accounts often pay more than even the best savings accounts because they ask you…

(Oil Price)– Valero Energy Corporation (NYSE: VLO) easily beat analyst forecasts of third-quarter earnings as refining margins surged by 44% from a year earlier, exceeding the average increase in U.S. refining margins. Valero reported on Thursday an adjusted net income of $1.1 billion, or $3.66 per share, for the third quarter of 2025. This compares to $371 million, or $1.16 per share, in net income for the third quarter of 2024. The $3.66 per share income easily beat the $3.05 consensus estimate for EPS in the Wall Street Journal. The refining giant’s refining margin per barrel of throughput surged by 44% to $13.14 between…

Key Takeaways Market cap measures the total value of a cryptocurrency and reflects its size in the market.Trading volume shows how much a crypto is being bought and sold—and how liquid it is.Price trends reveal short- or long-term momentum, but can be misleading without context.Understanding all three metrics together can help you better interpret market signals.Bigger doesn’t always mean better—and popularity doesn’t always mean stability. Cryptocurrency prices move fast—but to understand what’s really happening in the market, you need more than just the latest number. Market cap, trading volume, and price trends are three key indicators that offer insight into…

Key Takeaways Vibe coding lets you build apps by telling AI what you want, all in plain English.Teens who get early practice coding with AI could be tomorrow’s tech leaders.Young creators are already using AI to make games and apps in school clubs and at home. Alexandr Wang, a 28-year-old billionaire who co-founded Scale AI and now serves as Meta’s Chief AI Officer, recently said that 13-year-olds should spend all of their time vibe coding. But what exactly is vibe coding and why is it suddenly everywhere, from TikTok to tech conferences? Here’s a primer on vibe coding, and why…