Welcome to Money Mechanics
At Money Mechanics, we believe money shouldn’t be confusing. It should be empowering. Whether you’re buried in debt, cautious about investing, or simply overwhelmed by financial jargon—we’re here to guide you every step of the way.
Founded by Sarah Poynton-Ryan, Money Mechanics is on a mission to demystify finance through relatable, impactful education and tools. After clearing £60,000 in high-interest debt and building a net worth of £1 million within five years, Sarah knows firsthand how transformative financial clarity can be Sarah Poynton.
Our Why
Financial literacy isn’t a luxury—it’s a skill that should be accessible to everyone.
- We empower people to stabilise income, recover from debt, and start investing, all in a way that fits real life Sarah Poynton.
- We don’t do judgement, jargon, or intimidation—just honest, practical guidance that works Sarah Poynton+1.
What We Offer
1. The Money Mechanics Framework
From her award-winning book Money Mechanics, Sarah shares the M.O.N.E.Y framework—actionable steps for financial independence, rooted in real life, not theoretical spreadsheets Sarah Poynton+1.
2. Podcast & Resources
Tune into our Money Mechanics podcast—each 10–15 minute episode delivers real, bite-sized tools you can use to engineer your financial future. From emergency funds to mindset shifts, the focus is always on progress—not perfection The Money MechanicsPodbean.
3. Live Workshops
Join us at Money Mechanics Live events—intensive, hands-on sessions where you’ll build a personalised financial action plan without the overwhelm. No suits, no shame—just clarity and momentum Sarah Poynton.
Who We Serve
Our community includes:
- People with debt who want to get back on track
- Savers overwhelmed by investment options
- Earners ready to grow their wealth without complex jargon
- Anyone seeking confidence and clarity around money
If you’ve ever thought, “Am I the only one who still doesn’t get this?”—you’re not alone. We’ve been there, and we’re here to walk alongside you Sarah Poynton.
Our Approach
- Transparent & Relatable: No elitism or “finance bro” speak—just honest advice from someone who’s been in your shoes Sarah Poynton+1.
- Action-Driven: We go beyond discussions—our workshops, exercises, and tools are built to help you act, not just learn Sarah Poynton+1.
- Empowering Over Time: Whether through audio, workshops, or written guides, our aim is to make financial confidence a lasting skill, not a one-time fix PodbeanSarah Poynton.
Meet Sarah
Sarah Poynton-Ryan isn’t a banker—she’s an investor, author, speaker, and your ally in financial clarity. Her story—from debt to net worth within five years—is the foundation of Money Mechanics. She brings authenticity, practicality, and a bit of sass to every lesson Sarah Poynton+1.
Ready to Build Confidence with Your Cash?
Whether you’re listening on your commute, attending an event, or diving into the Money Mechanics book, one thing’s for certain: You don’t need to be rich to invest—investing is what makes you rich Sara