Discover Why This Washington Town Is a Top Choice for Retirees Seeking Nature and Tranquility

The small town of Omak, Washington made our 2025 list of the best places for retirees. It’s made our list in 2026, as well.

Located 220 miles east of Seattle, Omak is a hidden gem nestled in a curve of the Okanogan River and surrounded by national forests.

Named for the Native American word “omache,” meaning “good medicine” or “plenty,” Omak offers a below-average cost of living and a surprisingly robust health care system, making it an attractive retirement destination for those looking to balance affordability and quality of life.

Let’s explore what it has to offer to help you determine if it’s the right place to spend your golden years.

Cost of Living

Because retirees often rely on a fixed income, the cost of living is one of the primary considerations when choosing a retirement destination. Omak is an attractive option because it’s relatively inexpensive compared to the rest of the U.S., allowing you to maintain a high quality of life without breaking the bank.

For one, housing in Okanogan County is significantly cheaper than in other parts of the country. If you’re interested in homebuying, the median home costs roughly $240,400, which is significantly less than the national median of $405,300. Similarly, the typical local spends just $828 per month on rent, which is less than half of the nationwide median of $1,995 per month.

Food also tends to cost less in Omak, with the average two-person household spending $593 per month. That’s $239 per month less than the national household average of $832 per month. You can expect to enjoy budget-friendly restaurants that offer a mix of cuisines, including American, Mexican, and Chinese food.

Health Care and Accessibility

Health care is another primary concern for retirees. Fortunately, Omak and the surrounding area are well-equipped to meet your needs. Okanogan County is home to 64 different health care establishments, including six hospitals, ensuring residents can access care without extensive travel.

However, getting around can be a little more expensive than in other areas of the country. The typical monthly transportation costs in the county average $1,386, which is higher than the national average of $1,098 per month. In addition, the nearest major airport—Seattle-Tacoma International—is 139 miles away from the county’s center, so long-distance travel isn’t the most accessible. 

Fortunately, there are still convenient and cost-effective local transit options. For example, the Transit for Greater Okanogan (TranGO) offers wheelchair-accessible buses with routes operating from approximately 7 a.m. to 6 p.m., Monday through Friday. With fares of just $1 per boarding, you should be able to navigate the area affordably.

Lifestyle and Recreational Activities

Of course, there’s more to retirement than worrying about concerns like finances and health care. Enjoying your life matters, too. Fortunately, Omak offers an idyllic small-town setting, especially for those who love nature.

The Okanogan River runs right through the city, and Omak Lake is only a short drive from the heart of town. Together, they provide plenty of opportunities for boating, fishing, or simply relaxing by the water. Omak is also filled with and surrounded by greenery. In particular, the nearby Okanogan-Wenatchee National Forest offers miles of scenic hiking trails to explore.

Despite its small size, Omak also has a vibrant cultural scene. The town is home to 28 different arts establishments, including the Omak Performing Arts Center—which puts on concerts, seminars, and theater productions—and the Omak Stampede Museum, where you can learn about the region’s rich history.

In addition, Omak fosters a strong sense of community with regular social events suitable for retirees. The farmers’ market, which runs from June through October in Eastside Park, is a great spot to buy fresh produce and handcrafted goods. Meanwhile, occasions like the annual Harvest Festival and Christmas Parade provide plenty of chances to connect with your neighbors.

The Bottom Line

Omak, Washington offers an appealing combination of affordability, natural beauty, and small town charm, making it an enticing option for retirees. With a lower-than-average cost of living, strong health care options, and abundant ways to stay active and engaged, it’s an excellent place for a peaceful and fulfilling retirement.