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Key Takeaways
- People who received an unsolicited referral text from Cash App could receive up to $147 thanks to a class-action suit.
- Individuals who lived in Washington and received such a text between Nov. 14, 2019, and Aug. 7, 2025, have until Oct. 27 to file a claim.
If you received an unsolicited referral text to create a Cash App account, you could receive between $88 and $147 thanks to a recent class action settlement.
Cash App parent Block (XYZ) has agreed to pay $12.5 million to settle a lawsuit related to text messages sent to Washington residents through its “Invite Friends” feature, according to court documents. Plaintiffs alleged Block violated Washington’s Commercial Electronic Mail Act and the Washington Consumer Protection Act by enabling Cash App users to send referral texts to their contacts, without those contacts having consented to receiving messages.
People who received an unsolicited text from Cash App between Nov. 14, 2019, and Aug. 7, 2025, are eligible, provided they lived in Washington at the time. Individuals have until Oct. 27 to file a claim.
Why This Matters
Class action settlements often go unclaimed because consumers aren’t aware they’re eligible. Knowing where to check for active settlements and understanding filing deadlines can help ensure you receive the compensation to which you’re entitled.
Did You Get A Cash App Text on a Phone With AT&T?
As an AT&T customer, you might also be eligible for a different payout. AT&T (T) customers affected by data breaches have until Nov. 18 to apply for claims that could be worth up to $7,500. The telecommunications giant settled a suit related to two data breaches, one announced in March 2024 and another in July 2024.
Settlements Aren’t a Reliable Income Stream
Keeping on top of current class action settlements can earn claimants a little extra cash. Sites such as Top Class Actions, Claim Depot, and classaction.org help consumers do exactly that.
However, the payouts aren’t lucrative enough to be a reliable passive income stream, Christopher E. Roberts, a class action attorney at Butsch Roberts and Associates, told Investopedia.
That’s because “payments are not typically large, and the class actions that people are part of are not consistent in frequency or the amounts that are paid out,” Roberts said. Most people receive only one or a handful of settlements per year, and the average payout is often less than $50 per claim.
The Bottom Line
Individuals who received an unsolicited text from Cash App (while living in Washington) have until Oct. 27 to apply for a piece of a $12.5 million settlement. Payouts will range between $88 and $147, according to court documents.
